12680 Springbrook Drive #C
Ctop 80%Rancho Bernardo, CA 92128Neighborhood: Sabre Springs
1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 3, 2026.
No unit in this 20-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$3,413/mo full cashflow at 20% down, 7.49% rate.
Works at $256,491 (63% under asking), or at 90% down.
Rent $3,341/mo from 9 leases of 2-bed condos & townhomes within 1 mi ($3,330–$3,585).
Beds
2
Baths
2
Sqft
1,200
Year Built
1993
Days on Market
45
Property Type
Condo
HOA/mo
$594
MLS ID
NDP2608785
This property is in Rancho Bernardo (92128). View neighborhood stats →
About This Property
Enjoy The Sunny San Diego Lifestyle In This 2 Bedroom, 2 Bath Home Nestled In A Quiet Cul-De-Sac In The Desirable San Tropico Community in Sabre Springs. The Front Door Leads Into The Open Concept Living Area Featuring A Cozy Fireplace And Access To A Private Covered Patio, Perfect For Enjoying Your Morning Coffee Or Relaxing In The Evening. The Dining Area Includes An Extra Large Walk-In Closet. The Kitchen Offers Quartz Counters, A Newer Gas Range And Electric Oven, Plus A Breakfast Bar. There Is A Separate Laundry Room Which Leads To The Deep One Car Garage With Abundant Storage. The Primary Bedroom Shares An En-Suite Primary Bath, Complete With Dual Vanity, Walk-In Shower & Walk-In Closet. The Secondary Bedroom Is Located Right Across From The Hall Bath. There Is A Second Parking Spot In The Driveway And Plenty Of Guest Parking Nearby. This Well-Maintained Community Enjoys A Sparkling Pool And Spa, Perfect For Sunning And Swimming. Conveniently Located Near I-15 And The 56 Freeways. Parks, Shopping, Casual Dining, Entertainment And Recreational Options Are Close By. This Home Is Located Within The Highly Acclaimed Poway Unified School District.
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Est. Monthly Payment
$5,403
Location
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Zoned Schools
Elementary
Morning Creek Elementary · grades K-5 · Poway Unified
Middle
Meadowbrook Middle · grades 6-8 · Poway Unified
High
Mt. Carmel High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,341
Comp Average
$3,263
18577 Caminito Pasadero
2bd / 2ba · 1,140 sqft · Condo
$525K
Est. $3,244/mo
11906 Paseo Lucido
2bd / 2ba · 1,217 sqft · Condo
$599K
Est. $3,196/mo
11257 Provencal Place
2bd / 2ba · 1,150 sqft · Condo
$720K
Est. $3,248/mo
10910 Serafina Lane
2bd / 2ba · 1,148 sqft · Condo
$745K
Est. $3,355/mo
12122 Royal Birkdale Row
2bd / 2ba · 1,172 sqft · Condo
$599K
Est. $3,270/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 2-bed condos & townhomes within 1 mi · $3,330–$3,585
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,413/mo short at 20% down; 90% down or +$4,433/mo rent closes it.
- Break-even price
- $256,491
- Break-even rent
- $7,774/mo
- Cashflow at 35% down
- −$2,681/mo
- Down payment to break even
- 90%
- Rate to break even
- Not reachable
63% under asking
$4,433/mo above the estimate
$629,100 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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