1375 Pacific Beach Dr.
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1375 Pacific Beach Dr.

D

San Diego, CA 92109

$3,695,000
NEW — 0d

Beds

6

Baths

5

Sqft

3,501

Year Built

2026

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260009583SD

This property is in San Diego (92109). View neighborhood stats →

About This Property

1375 Pacific Beach Drive is a decision to stop choosing between the life you wanted and the one you're actually living. New construction, 3,501 sq ft total, including a private 445 sq ft ADU. Five bedrooms, four full baths in the main home. Zero deferred maintenance, zero HOA. The kitchen is built around a Bosch six-burner gas range and KitchenAid built-in refrigerator. The living area has surround sound and opens directly to the backyard, outdoor kitchen, Spire grill, generous grass, and a separate private yard tucked away from the main entertaining space. Upstairs, three large bedrooms each with walk-in closets and balconies. The primary suite has a spa bath and soaking tub. Two additional bedrooms and two full baths are on the main level. The ADU has its own entrance and in-unit laundry works as a guest house, rental income, or home office. Steps from Sail Bay. Walk to the beach. To the south, calm bay water; paddleboards at sunrise, kayaks, golden-hour sunsets and fireworks over the water. To the west, the Pacific surfers, kiteboarders, foilers. Crystal Pier, Belmont Park, La Jolla, and Bird Rock all close. Downtown and the airport minutes away. Zoned for Top schools: Pacific Beach Middle and Mission Bay High. Two-car garage plus driveway.

Mortgage Calculator

Est. Monthly Payment

$23,457

Principal & Interest$18,684
Property Tax$3,695
Insurance$1,078
%($739,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$8,607
Monthly Cashflow

Rent − PITIA

$-14,850
Full Cashflow

Incl. vacancy, PM, maint, capex

$-19,909

Mortgage (P+I)
$18,684
Cap Rate
-0.40%
Cash-on-Cash
-32.33%
DSCR

Need ≥ 1.25 for DSCR loan

0.37
Break-even Rent
$34,462

NOI (Annual)
$-14,697
Price-to-Rent

Lower = better for investors

35.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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