851 Sapphire

851 Sapphire

D

San Diego, CA 92109

$3,195,000
NEW — 6d on market

Soft Appraisal Value: $3,098,000 · 3.1% above estimate

Beds

6

Baths

7

Sqft

2,759

Year Built

2022

Days on Market

6

Property Type

Single Family

HOA/mo

N/A

MLS ID

260006704SD

Description

Newer Luxury Detached Home close to the Beach with spectacular ocean views! 851-853 Sapphire built in 2022 is a three story home with 5BR and 6BA with a 1 bedroom ADU. Well appointed with wide plank hardwood flooring throughout as well as Quartzite countertops. The kitchen is spacious and comes with Wolf and Viking appliances. Your vanishing sliding Cantina doors in the living room open up to quintessential San Diego indoor outdoor living. The third floor decks offers nearly 360 degree views down the coast and views going inland. The top floor entertainment room is fitted with bathroom and wet bar that open up to view decks that offer 360 degree views from looking down the coast to inland on the opposite side. Enjoy reduced electric bills with the owned solar. The ADU has its own separate entrance and is perched atop the detached 2 car garage. This home has everything you are looking for and more at the beach. Can be offered furnished.

Mortgage Calculator

Est. Monthly Payment

$20,283

Principal & Interest$16,156
Property Tax$3,195
Insurance$932
%($639,000)
%

Investment Score

0D
Est. Monthly Rent
$8,941
Monthly Cashflow

Rent − PITI − HOA

$-11,342
Full Cashflow

Incl. vacancy, PM, maint, capex

$-16,061

Mortgage (P+I)
$16,156
Cap Rate
0.04%
Cash-on-Cash
-30.16%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.44
Break-even Rent
$29,799

NOI (Annual)
$1,141
Price-to-Rent

Lower = better for investors

29.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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