1361 Temple Heights Drive
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1361 Temple Heights Drive

C

Oceanside, CA 92056

$625,000
NEW — 1d

Soft Appraisal Value: $618,400 · 1.1% above estimate

Beds

2

Baths

1

Sqft

834

Year Built

1980

Days on Market

1

Property Type

Single Family

HOA/mo

$11

MLS ID

SW26106596

This property is in Oceanside (92056). View neighborhood stats →

About This Property

Welcome to this beautifully upgraded and move-in-ready home located in the highly desirable 55+ community of Peacock Hills in Oceanside. Situated at 1361 Temple Heights, this charming 2-bedroom, 1-bath residence, which also features a bonus room/office, offers the perfect combination of modern upgrades, functionality, and low-maintenance coastal living with incredible privacy and a view! Originally renovated prior to the current ownership in February 2024, the home features a bright and inviting interior with tasteful finishes throughout. The remodeled kitchen showcases quartz countertops, updated cabinetry, and a full suite of newer stainless steel appliances, including the refrigerator, stove, microwave, and dishwasher. Additional interior upgrades include remodeled bathroom finishes, newer flooring, fresh paint, dual-pane windows, a newer furnace, newer water heater, and a newer WiFi-enabled garage door opener with two remotes.The improvements continue well beyond the interior, with extensive exterior upgrades that truly make this property stand out. A new central AC system was installed for year-round comfort. The property also features major yard and drainage enhancements, including tree removal, a newly installed cement and drainage system along portions of the backyard, side yard, and driveway, plus a newer vinyl fence for added privacy. Additional upgrades include new gutters, professionally improved front landscaping with weed cloth and decorative tan rock, and a fully finished low-maintenance backyard complete with concrete, weed cloth, gopher wire protection, and decorative gray rock accents. The outdoor spaces were designed for easy upkeep while still offering plenty of room to relax and entertain.Located just minutes from shopping, dining, golf courses, parks, and Oceanside’s beautiful beaches, this turnkey home offers exceptional value and pride of ownership throughout. A rare opportunity to own a thoughtfully upgraded end-unit with an oversized corner lot in one of North County San Diego’s most established and sought-after communities. Low taxes, low HOA, and an incredible lot with a lovely view!

Mortgage Calculator

Est. Monthly Payment

$3,979

Principal & Interest$3,160
Property Tax$625
Insurance$182
HOA$11
%($125,000)
%

Location

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Investment Score

37C
Est. Monthly Rent
$2,564
Monthly Cashflow

Rent − PITIA

$-1,414
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,525

Mortgage (P+I)
$3,160
Cap Rate
1.22%
Cash-on-Cash
-24.24%
DSCR

Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$5,843

NOI (Annual)
$7,625
Price-to-Rent

Lower = better for investors

20.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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