
1360 Cerritos Ct
Btop 30%Chula Vista, CA 91910
Pass at asking: -$3,809/mo full cashflow at 20% down, 7.43% rate.
Works at $502,939 (50% under asking), or at 75% down.
Rent $5,017/mo from 8 leases of 4–6 bed houses within 1 mi ($4,503–$5,220).
Beds
5
Baths
3
Sqft
2,289
Year Built
1974
Days on Market
1
Property Type
Single Family
HOA/mo
N/A
MLS ID
260026698SD
This property is in Chula Vista (91910). Browse neighborhood analytics →
About This Property
Extensively updated 5-bedroom plus loft home offering 2,289 sq. ft. of flexible living space on a quiet Rancho Del Rey cul-de-sac, with no HOA and no Mello-Roos. A standout floor plan features two primary suites, one on each level, making it well-suited for multigenerational living or added privacy. The versatile loft provides space for a home office, playroom or media room. The remodeled kitchen features new cabinetry, quartz countertops, tile backsplash, new appliances and a large center island with seating. All three bathrooms have been remodeled with new tile, vanities, fixtures and shower glass, including a spacious primary walk-in shower and dual-sink vanity. Major upgrades include newly installed central A/C, a new 200-amp electrical panel, Low-E windows, sliding glass door, SPC flooring, fresh interior and exterior paint, and recessed LED lighting. An attached 2-car garage provides additional storage. Outside, enjoy low-maintenance xeriscaping, artificial turf, a private backyard and courtyard. Move-in ready with extensive upgrades already completed. Conveniently located near Chula Vista Hills Elementary, neighborhood parks, shopping and dining, with access to major South Bay routes. The information contained herein has been obtained from sources believed reliable. We have not independently verified it and make no guarantee, warranty, or representation regarding its accuracy or completeness. It is the responsibility of the buyer and buyer's agent to independently verify all information, including but not limited to square footage, lot size, permits, and property condition. Buyers and their advisors are encouraged to conduct their own careful investigation of the property to determine its suitability for their needs.
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Est. Monthly Payment
$6,840
Location
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Comparable Properties
5 comps foundThis Property
$5,017
Comp Average
$4,844
576 Douglas Street
4bd / 2ba · 2,355 sqft · Single Family
$915K
Est. $4,918/mo
752 Monserate Avenue
5bd / 4ba · 2,260 sqft · Single Family
$1000K
Est. $5,051/mo
856 Misty Meadow Court
5bd / 2.5ba · 2,294 sqft · Single Family
$969K
Est. $4,904/mo
300 Corte Nacion
5bd / 2.5ba · 2,141 sqft · Single Family
$975K
Est. $4,727/mo
1048 Calma Drive
4bd / 2.5ba · 2,143 sqft · Single Family
$1.04M
Est. $4,622/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 4–6 bed houses within 1 mi · $4,503–$5,220
Blended 50/50 with the zip's market median ($5,243)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,809/mo short at 20% down; 75% down or +$4,947/mo rent closes it.
- Break-even price
- $502,939
- Break-even rent
- $9,964/mo
- Cashflow at 35% down
- −$2,769/mo
- Down payment to break even
- 75%
- Rate to break even
- Not reachable
50% under asking
$4,947/mo above the estimate
$749,250 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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