13383 Gelbourne Place
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13383 Gelbourne Place

C

Carmel Valley, CA 92130

$2,649,000
NEW — 6d

Soft Appraisal Value: $2,564,700 · 3.3% above estimate

Beds

4

Baths

2.5

Sqft

2,988

Year Built

1986

Days on Market

6

Property Type

Single Family

HOA/mo

$40

MLS ID

260015137SD

This property is in Carmel Valley (92130). View neighborhood stats →

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About This Property

Nestled at the end of a quiet cul-de-sac in one of Carmel Valley's most sought-after neighborhoods, this beautifully refreshed 2,988 sq ft home on a generous 9,364 sq ft lot blends warmth, beauty, and effortless livability into a place you'll love coming home to. Offering four bedrooms, 2.5 bathrooms, and a permitted 500+ sq ft addition, the home provides incredible flexibility to fit your lifestyle—a media room, home office, creative studio, fitness space, playroom, or welcoming gathering area, it has endless possibilities. Step inside to soaring vaulted ceilings, stunning white oak hardwood floors, abundant natural light, and a floor plan designed for everyday comfort and memorable moments. The updated kitchen showcases newer Thermador appliances, refined finishes, and an inviting layout with easy access to the ourdoor space. The backyard is a private with a resort-style feel featuring a tranquil pondless waterfall, wrap-around turf, citrus trees, and lush low-maintenance landscaping. An upgraded patio with a built-in EVO griddle and optional motorized windshade makes outdoor living effortless year-round. Behind the scenes: owned solar and battery backup, dual EV chargers, whole-home water filtration, and fully integrated smart-home technology for climate and security. Walk to One Paseo and Del Mar Highlands for dining and shopping. Top-rated Solana Beach and San Dieguito schools, minutes from Torrey Pines State Natural Reserve, the beach, and downtown Del Mar. On the market for the very first time—come experience it for yourself before it's gone.

Mortgage Calculator

Est. Monthly Payment

$16,856

Principal & Interest$13,395
Property Tax$2,649
Insurance$773
HOA$40
%($529,800)
%

Location

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Investment Score

1D
Est. Monthly Rent
$7,575
Monthly Cashflow

Rent − PITIA

$-9,282
Full Cashflow

Incl. vacancy, PM, maint, capex

$-13,232

Mortgage (P+I)
$13,395
Cap Rate
0.07%
Cash-on-Cash
-29.97%
DSCR

Need ≥ 1.25 for DSCR loan

0.45
Break-even Rent
$24,759

NOI (Annual)
$1,959
Price-to-Rent

Lower = better for investors

29.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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