13136 Lumen Way
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13136 Lumen Way

C

Carmel Valley, CA 92130

$1,650,000
NEW — 2d

Beds

4

Baths

3.5

Sqft

2,118

Year Built

2024

Days on Market

2

Property Type

Townhouse

HOA/mo

$283.6

MLS ID

260016917SD

This property is in Carmel Valley (92130). View neighborhood stats →

About This Property

Modern luxury meets coastal convenience in the heart of Pacific Highlands Ranch! Built in 2024, this stunning end-unit residence offers the perfect blend of sophisticated design, premium upgrades, and an unbeatable walkable location. Showcasing over $85,000 in thoughtfully selected designer upgrades, this move-in ready home features owned solar, custom window coverings, Parchment Oak luxury vinyl plank flooring, upgraded designer tile, custom closet organization systems, and elegant finishes at every turn. The highly desirable floor plan begins with a private first-floor guest suite complete with its own bedroom and full bathroom—ideal for multigenerational living, overnight guests, or a private home office.The expansive main living level is designed for both everyday living and entertaining, featuring a bright and open great room that flows seamlessly into the chef-inspired kitchen. A dramatic Metropolis Dark Honed quartz waterfall island serves as the centerpiece, complemented by premium stainless steel appliances, abundant cabinetry, and a spacious walk-in pantry.Retreat to the luxurious third-floor primary suite, where a custom-designed walk-in closet and spa-inspired ensuite bathroom create a peaceful escape. Dual vanities with quartz countertops, an oversized walk-in shower, and designer finishes complete the space. Perfectly situated in the vibrant Pacific Highlands Ranch community, you'll enjoy an exceptional walkable lifestyle with nearby shopping, dining, parks, recreation, and neighborhood amenities just moments from your front door. Families will appreciate access to some of San Diego's most sought-after schools, including Sycamore Ridge School, Pacific Trails Middle School, and Torrey Pines High School, while also benefiting from the highly acclaimed San Dieguito Union High School District and Del Mar Union School District.This is modern coastal living at its finest—better than new, extensively upgraded, and ready for you to call home.

Mortgage Calculator

Est. Monthly Payment

$10,758

Principal & Interest$8,343
Property Tax$1,650
Insurance$481
HOA$284
%($330,000)
%

Location

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Investment Score

5D
Est. Monthly Rent
$5,775
Monthly Cashflow

Rent − PITIA

$-4,983
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,686

Mortgage (P+I)
$8,343
Cap Rate
0.48%
Cash-on-Cash
-27.95%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$15,757

NOI (Annual)
$7,886
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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