3696 Ruette De Ville
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3696 Ruette De Ville

C

Carmel Valley, CA 92130

$1,279,000

Soft Appraisal Value: $1,173,100 · 9.0% above estimate

Beds

3

Baths

2.5

Sqft

1,498

Year Built

1993

Days on Market

90

Property Type

Townhouse

HOA/mo

$415

MLS ID

260007952SD

This property is in Carmel Valley (92130). View neighborhood stats →

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About This Property

Filled with natural light and thoughtfully updated throughout, this desirable 3-bedroom southern end-unit townhome is located in the highly desirable Château Village community. Offering the perfect blend of comfort, style, and convenience, it captures the best of Carmel Valley living. Vaulted ceilings, expansive windows, and an open floor plan create a bright and welcoming space ideal for everyday living and entertaining. The two-level home features luxury vinyl plank flooring, a custom wrought-iron stair railing, an updated fireplace, shaker cabinetry, black granite countertops, and recessed lighting. A new sliding patio door opens to a private patio with stone pavers, mature trees, and beautiful morning sun. Additional highlights include air conditioning, a new roof, an attached two-car garage with epoxy flooring, and an included washer and dryer. Château Village offers resort-style amenities including a solar-heated pool, spa, tennis courts, pickleball, and a fitness center. Ideally located within walking distance of One Paseo and Del Mar Highlands Town Center, and just minutes from top-rated schools, Del Mar beaches, Torrey Pines State Reserve, and the Del Mar Racetrack. Move-in ready and priced to sell—don't miss this exceptional opportunity to own in one of Carmel Valley's premier walkable communities. Property Highlights include a 2025 roof (solar installation now possible with HOA approval), custom wrought-iron stair railing, new sliding patio door, 2019 luxury vinyl plank flooring with new baseboards, 2010 furnace replacement, updated fireplace, shaker kitchen cabinetry, black granite countertops, recessed lighting, replaced light fixtures and toilets, 2014 stone paver patio, and epoxy garage flooring.

Mortgage Calculator

Est. Monthly Payment

$8,534

Principal & Interest$6,467
Property Tax$1,279
Insurance$373
HOA$415
%($255,800)
%

Location

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Investment Score

4D
Est. Monthly Rent
$4,668
Monthly Cashflow

Rent − PITIA

$-3,866
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,006

Mortgage (P+I)
$6,467
Cap Rate
0.43%
Cash-on-Cash
-28.17%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$12,468

NOI (Annual)
$5,538
Price-to-Rent

Lower = better for investors

22.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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