3696 Ruette De Ville
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3696 Ruette De Ville

D

Carmel Valley, CA 92130

$1,295,000

Soft Appraisal Value: $1,301,800 · 0.5% below estimate

Beds

3

Baths

2.5

Sqft

1,498

Year Built

1993

Days on Market

45

Property Type

Townhouse

HOA/mo

$415

MLS ID

260007952SD

This property is in Carmel Valley (92130). View neighborhood stats →

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About This Property

Experience the best of Carmel Valley living just minutes from the coast and everything it has to offer. This desirable 3-bedroom end-unit townhome in Château Village features soaring vaulted ceilings and abundant natural light throughout. The two-level home showcases luxury vinyl plank flooring, a new updated wrought-iron stair railing, and an open floor plan with new fireplace. The kitchen offers shaker cabinetry, black granite countertops, and recess lighting. A new sliding patio door opens to the private patio with stone pavers and mature trees, creating a peaceful outdoor retreat with beautiful morning sun. Additional highlights include new roof, A/C, an attached two-car garage with epoxy flooring and washer/dryer. Château Village offers resort-style amenities including pool, jacuzzi, tennis courts, pickleball, and fitness center. Ideally located near top-rated schools, Torrey Pines State Reserve, the Del Mar Racetrack, and within walking distance to Del Mar Highlands Town Center and One Paseo for premier dining and shopping. This move-in-ready home presents a rare opportunity to own in one of Carmel Valley’s most sought-after walkable communities.

Mortgage Calculator

Est. Monthly Payment

$8,636

Principal & Interest$6,548
Property Tax$1,295
Insurance$378
HOA$415
%($259,000)
%

Location

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Investment Score

3D
Est. Monthly Rent
$4,504
Monthly Cashflow

Rent − PITIA

$-4,132
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,247

Mortgage (P+I)
$6,548
Cap Rate
0.28%
Cash-on-Cash
-28.95%
DSCR

Need ≥ 1.25 for DSCR loan

0.52
Break-even Rent
$12,617

NOI (Annual)
$3,611
Price-to-Rent

Lower = better for investors

24.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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