13124 Lumen Way
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13124 Lumen Way

D

Carmel Valley, CA 92130

$1,599,999
NEW — 4d

Beds

4

Baths

3.5

Sqft

2,118

Year Built

2024

Days on Market

4

Property Type

Condo

HOA/mo

$280

MLS ID

260013071SD

This property is in Carmel Valley (92130). View neighborhood stats →

About This Property

Welcome to 13124 Lumen Way, a beautiful 4 Bedroom. 3.5 Bathroom with effortless style and inviting comfort by Shea Homes in the heart of Pacific Highlands Ranch. It sits in the most desirable location in the Carmel Valley neighborhood, surrounded by academic excellence, with Sycamore Ridge School, Pacific Trails Middle School and Torrey Pines High School. It’s also Zoned for San Dieguito Union High School District and Del Mar Union School District. Enjoy Trader Joe’s, Crunch Fitness, Pacific Highlands Ran .

Mortgage Calculator

Est. Monthly Payment

$10,437

Principal & Interest$8,090
Property Tax$1,600
Insurance$467
HOA$280
%($320,000)
%

Location

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Investment Score

5D
Est. Monthly Rent
$5,600
Monthly Cashflow

Rent − PITIA

$-4,837
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,459

Mortgage (P+I)
$8,090
Cap Rate
0.47%
Cash-on-Cash
-27.97%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$15,287

NOI (Annual)
$7,580
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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