13095 Trail Dust Ave
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13095 Trail Dust Ave

D

Rancho Peñasquitos, CA 92129

$1,350,000
NEW — 3d

Soft Appraisal Value: $1,326,000 · 1.8% above estimate

Beds

3

Baths

2

Sqft

1,419

Year Built

1977

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

260009904SD

This property is in Rancho Peñasquitos (92129). View neighborhood stats →

Virtual Tour

About This Property

Welcome to your dream home located in the heart of Rancho Peñasquitos. Beautifully upgraded and move-in ready, this home features a modern open-concept layout with high-quality improvements throughout. The custom-designed kitchen offers handcrafted cabinetry and premium appliances, complemented by recently updated flooring, new windows, real wood doors, and fresh interior paint. Custom built-in cabinetry has been added in the secondary bedrooms, enhancing both functionality and design. The finished garage includes epoxy flooring and custom storage. All bathrooms have been fully renovated. Central AC. Exterior highlights include new fencing with custom gates, professional paint, pavers in the front, backyard, and driveway, plus new landscaping and irrigation. A custom-built backyard office/studio with its own AC adds flexible living or work space. Located within the highly sought-after Poway Unified School District and within walking distance to shopping, dining, and everyday conveniences, this turnkey home is designed for modern living.

Mortgage Calculator

Est. Monthly Payment

$8,570

Principal & Interest$6,826
Property Tax$1,350
Insurance$394
%($270,000)
%

Location

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Investment Score

5D
Est. Monthly Rent
$4,440
Monthly Cashflow

Rent − PITIA

$-4,130
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,277

Mortgage (P+I)
$6,826
Cap Rate
0.49%
Cash-on-Cash
-27.90%
DSCR

Need ≥ 1.25 for DSCR loan

0.52
Break-even Rent
$12,591

NOI (Annual)
$6,598
Price-to-Rent

Lower = better for investors

25.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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