13285 Calle Del Campo
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13285 Calle Del Campo #5

D

Rancho Peñasquitos, CA 92129

$819,000

Soft Appraisal Value: $804,100 · 1.9% above estimate

Beds

2

Baths

2.5

Sqft

1,256

Year Built

2003

Days on Market

73

Property Type

Townhouse

HOA/mo

$449

MLS ID

260005463SD

This property is in Rancho Peñasquitos (92129). View neighborhood stats →

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About This Property

Experience a stylish, remodeled townhome with dual primary suites in the Monaco community of Torrey Highlands. Inside, luxury vinyl plank flooring flows throughout, complemented by ceiling fans in every room. The updated kitchen features quartz countertops and stainless steel appliances, while refreshed bathrooms modern fixtures. With no neighbors behind, enjoy a private yard with pavers and turf—perfect for relaxing or entertaining. Close to freeways, top schools, shops, and dining, this home blends comfort and convenience.

Mortgage Calculator

Est. Monthly Payment

$5,648

Principal & Interest$4,141
Property Tax$819
Insurance$239
HOA$449
%($163,800)
%

Location

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Investment Score

23D
Est. Monthly Rent
$3,593
Monthly Cashflow

Rent − PITIA

$-2,055
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,564

Mortgage (P+I)
$4,141
Cap Rate
0.85%
Cash-on-Cash
-26.11%
DSCR

Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$8,222

NOI (Annual)
$6,925
Price-to-Rent

Lower = better for investors

19.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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