13025 Moonstone
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13025 Moonstone

C

Rancho Peñasquitos, CA 92129

$2,249,999

Soft Appraisal Value: $2,187,500 · 2.9% above estimate

Beds

5

Baths

4.5

Sqft

3,598

Year Built

2017

Days on Market

10

Property Type

Single Family

HOA/mo

$160

MLS ID

260014749SD

This property is in Rancho Peñasquitos (92129). View neighborhood stats →

About This Property

Welcome to 13025 Moonstone Place, a stunning 2017-built home situated on a quiet cul-de-sac in the highly sought-after Rancho Peñasquitos community. Offering approximately 3,598 square feet of thoughtfully designed living space, this exceptional residence features 5 bedrooms and 4.5 bathrooms, including a desirable first-floor bedroom with an en-suite bath—perfect for guests, multigenerational living, or a private home office.The heart of the home is the chef-inspired kitchen, complete with a large center island, granite countertops, a butler’s pantry, breakfast nook, and premium stainless-steel appliances. The open-concept floor plan seamlessly connects the kitchen, dining, and living areas, creating an inviting atmosphere for both everyday living and entertaining. Luxury vinyl plank flooring throughout the downstairs adds style, durability, and warmth. The home also includes a brand-new washer, dryer, and refrigerator, along with an energy-efficient tankless water heater that ensures an endless supply of hot water. Upstairs, a spacious loft provides flexible living space ideal for a media room, playroom, or home office. The luxurious primary suite serves as a private retreat, featuring a spa-inspired bathroom and a generous walk-in closet. Additional bedrooms offer ample space, comfort, and storage for family and guests alike. Step outside to a beautifully landscaped backyard designed for year-round enjoyment, featuring a covered patio, elegant paver hardscaping, a tranquil waterfall feature, and a lush lawn—perfect for outdoor dining, entertaining, or relaxing evenings at home. Additional highlights include central air conditioning, a dedicated laundry room, a 2-car garage with epoxy flooring, abundant storage, and access to the award-winning Poway Unified School District. Ideally located near shopping, dining, parks, hiking trails, and major freeways, this exceptional home offers the perfect blend of luxury, comfort, and convenience in one of San Diego’s most desirable neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$14,443

Principal & Interest$11,377
Property Tax$2,250
Insurance$656
HOA$160
%($450,000)
%

Location

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Investment Score

3D
Est. Monthly Rent
$7,227
Monthly Cashflow

Rent − PITIA

$-7,216
Full Cashflow

Incl. vacancy, PM, maint, capex

$-10,753

Mortgage (P+I)
$11,377
Cap Rate
0.33%
Cash-on-Cash
-28.68%
DSCR

Need ≥ 1.25 for DSCR loan

0.50
Break-even Rent
$21,192

NOI (Annual)
$7,486
Price-to-Rent

Lower = better for investors

25.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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