12983 Guacamayo
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12983 Guacamayo

D

Rancho Bernardo, CA 92128

$2,400,000
NEW — 1d on market

Beds

4

Baths

3.5

Sqft

4,409

Year Built

1984

Days on Market

1

Property Type

Single Family

HOA/mo

$882.41

MLS ID

260009097SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Welcome to this Spanish-style home located in The Trails of Rancho Bernardo, a well-established community known for its spacious homesites, mature landscaping, and peaceful hillside setting. Situated on a quiet cul-de-sac, the property is approached by a long driveway lined with Italian cypress trees, offering multiple parking areas in addition to the three-car garage and gated courtyard entry. Inside, the home features exposed wood beam ceilings, terracotta tile flooring, decorative wrought-iron lighting, and two fireplaces—one in the living room and another in the family room. A large arched window fills the living room with natural light and frames views of the surrounding hills and mountains. The kitchen includes a generous breakfast bar with seating and additional storage along with custom tile backsplash details, and both the kitchen and dining room provide access to the backyard. An elevator provides access between the first and second floors, and the first floor also includes an office that can serve as an optional bedroom. Upstairs, the primary suite opens to a large private deck (approximately 12' x 36') overlooking the backyard and nearby hills. The property features mature landscaping, a rose garden area connected by a smooth garden pathway designed for easy access, and a private enclosed patio area ideal for pets or a quiet retreat. The home also includes two separate heating and air conditioning systems serving the first and second floors.

Mortgage Calculator

Est. Monthly Payment

$16,118

Principal & Interest$12,136
Property Tax$2,400
Insurance$700
HOA$882
%($480,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$5,271
Monthly Cashflow

Rent − PITIA

$-10,847
Full Cashflow

Incl. vacancy, PM, maint, capex

$-14,059

Mortgage (P+I)
$12,136
Cap Rate
-0.96%
Cash-on-Cash
-35.15%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.33
Break-even Rent
$23,530

NOI (Annual)
$-23,085
Price-to-Rent

Lower = better for investors

37.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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