12007 Bajada Rd

12007 Bajada Rd

D

Rancho Bernardo, CA 92128

$1,499,000

Soft Appraisal Value: $1,465,000 · 2.3% above estimate

Beds

3

Baths

2

Sqft

2,126

Year Built

1969

Days on Market

31

Property Type

Single Family

HOA/mo

$265

MLS ID

260005274SD

Description

Upgraded single-level home in the highly sought-after Gaslight neighborhood of Rancho Bernardo. Situated on a premium corner lot backing to a tranquil greenbelt, this property offers beautiful mountain and hill views in an intimate community of only 22 homes. This spacious 2,216 square foot residence features 2 bedrooms, 2 bathrooms, plus a versatile office/den/optional bedroom or bonus room. The light-filled open kitchen is designed for both everyday living and entertaining, showcasing custom slow-close cabinetry, granite countertops, a large center island, walk-in pantry, recessed lighting, crown molding, and a 6-burner stainless steel KitchenAid gas cooktop with matching microwave, oven, and dishwasher. The expansive primary suite includes crown molding, a ceiling fan, and a sliding door to the patio. The fully remodeled primary bathroom offers dual sinks, granite countertops, upgraded cabinetry, and a stunning oversized walk-in shower with glass enclosure featuring steam and rain shower options. Additional upgrades include paid solar, dual-pane windows, newer furnace and A/C, upgraded water heater with recirculating pump, solar tube, recessed lighting, and a striking fireplace with Fire and Ice glass in the family room. Built-in cabinetry enhances the third bedroom or office space. The 2-car garage includes extra space ideal for a golf cart or workshop. Located within the award-winning Poway Unified School District and close to shopping, dining, and freeway access. Enjoy membership at Rancho Bernardo Swim & Tennis Club featuring pickleball, tennis, pools and more

Mortgage Calculator

Est. Monthly Payment

$9,781

Principal & Interest$7,580
Property Tax$1,499
Insurance$437
HOA$265
%($299,800)
%

Investment Score

0D
Est. Monthly Rent
$4,548
Monthly Cashflow

Rent − PITIA

$-5,233
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,528

Mortgage (P+I)
$7,580
Cap Rate
0.04%
Cash-on-Cash
-30.13%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.46
Break-even Rent
$14,325

NOI (Annual)
$622
Price-to-Rent

Lower = better for investors

27.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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