12855 Via Moura

12855 Via Moura

D

Rancho Bernardo, CA 92128

$649,900
NEW — 6d on market

Soft Appraisal Value: $646,200 · 0.6% above estimate

Beds

2

Baths

2

Sqft

1,350

Year Built

1982

Days on Market

6

Property Type

Condo

HOA/mo

$420

MLS ID

SW26067164

Description

Charming Oaks North Villa Condo! Ready to make it Yours! Open Floorplan & high ceilings in this 1350 sq. ft home. 2 generous sized bedrooms and 2 full baths. As you enter you will see this unit is light and bright. Brick fireplace in family room + additional open living space adjacent with built in bar/display case. Charming kitchen and eat in area. Tile Flooring throughout with carpeting in the bedrooms. Inside laundry room w/ stackable washer/dryer (included) + added storage space. Generous sized walk in closet in primary bedroom. Ceiling fans throughout, along with central A/C. No direct neighbors behind, so you can enjoy the outdoor space with views of the well kept community landscaping. Single car attached garage can be accessed from front patio area. This condo is ready for new owner's vision on all it can be! The community amenities are excellent and perfect for active senior adults.

Mortgage Calculator

Est. Monthly Payment

$4,546

Principal & Interest$3,286
Property Tax$650
Insurance$190
HOA$420
%($129,980)
%

Investment Score

5D
Est. Monthly Rent
$3,551
Monthly Cashflow

Rent − PITIA

$-995
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,353

Mortgage (P+I)
$3,286
Cap Rate
1.72%
Cash-on-Cash
-21.73%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.78
Break-even Rent
$6,607

NOI (Annual)
$11,193
Price-to-Rent

Lower = better for investors

15.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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