12851 Papago Drive

12851 Papago Drive

D

Poway, CA 92064

$990,000
NEW — 0d on market

Beds

4

Baths

3

Sqft

1,453

Year Built

1985

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2602559

Description

Experience resort-style living in this spacious single-story, 4-bedroom, 3-bathroom home located in a highly sought-after Poway neighborhood. Situated on nearly a quarter-acre lot, this property offers an expansive feel with breathtaking mountain views and a backyard designed for ultimate entertainment. Enjoy peace of mind with significant recent updates. Within the last five years, the HVAC system, tankless water heater, and kitchen have all been tastefully replaced and upgraded. The home is designed for energy efficiency and year-round comfort, featuring: owned solar, dual-paned window throughout, a whole house fan and enclosed sunroom- perfect for a home office, gym, or playroom The backyard is a true private oasis, meticulously designed to be the "coolest" spot in the neighborhood:The outdoor kitchen features a beautifully constructed 15-foot palapa, custom bar, and built-in grill. The salt water pool includes a 'Shamu' baja shelf with an umbrella holder and a massive slide for endless summer fun, complemented by an above-ground spa. Harvest your own fruit from mature lemon, lime, grapefruit, and fig trees. The converted garage offers flexible space for a guest suite, hobby room, or additional living area with a full bathroom nearby Located within the boundaries of the award-winning Poway Unified School District, you are minutes away from premier shopping, dining, and easy freeway access. Whether you’re hosting a summer BBQ under the palapa or enjoying the quiet mountain vistas, this home offers an unparalleled lifestyle.

Mortgage Calculator

Est. Monthly Payment

$6,285

Principal & Interest$5,006
Property Tax$990
Insurance$289
%($198,000)
%

Investment Score

13D
Est. Monthly Rent
$5,167
Monthly Cashflow

Rent − PITI − HOA

$-1,118
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,131

Mortgage (P+I)
$5,006
Cap Rate
2.27%
Cash-on-Cash
-6.78%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.82
Break-even Rent
$6,285

NOI (Annual)
$22,495
Price-to-Rent

Lower = better for investors

16.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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