12815 Camino Ramilette
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12815 Camino Ramilette

D

Rancho Bernardo, CA 92128

$1,200,000
NEW — 1d on market

Beds

3

Baths

2

Sqft

1,565

Year Built

1981

Days on Market

1

Property Type

Single Family

HOA/mo

$370

MLS ID

260008134SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

View on MLS

About This Property

Panoramic views of the Oaks North Golf Course, hills and mountains from this 3-bedroom, 2 bath home perched high on a hill in a park-like setting! Paid solar, gas cooking, abundant Kraft-Maid cabinets, vaulted ceilings, hard wood floors and wooden-framed sliding glass doors are just a few of the things you are going to love about this special home. Enjoy the beautiful views from the wrap-around patio with a fire pit, living room and kitchen. Meet your friends at the Oaks North Community Center for a swim, a game of pickleball, tennis, lawn bowling or one of the many daily activities and courses. Visit the 27-hole executive style Oaks North Golf Course that's public and affordable. Make this home your own!

Mortgage Calculator

Est. Monthly Payment

$7,988

Principal & Interest$6,068
Property Tax$1,200
Insurance$350
HOA$370
%($240,000)
%

Location

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Investment Score

1D
Est. Monthly Rent
$4,334
Monthly Cashflow

Rent − PITIA

$-3,654
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,651

Mortgage (P+I)
$6,068
Cap Rate
0.42%
Cash-on-Cash
-28.25%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$11,673

NOI (Annual)
$5,006
Price-to-Rent

Lower = better for investors

23.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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