12736 Camino De La Breccia

12736 Camino De La Breccia #8

D

Rancho Bernardo, CA 92128

$725,000
NEW — 2d on market

Beds

2

Baths

2

Sqft

1,350

Year Built

1980

Days on Market

2

Property Type

Condo

HOA/mo

$420

MLS ID

SW26043482

View on MLS

Description

Welcome to this highly desirable single-level villa in the 55+community of Oaks North Villas. This well maintained 2-bedroom, 2-bath home with an additional den/office offers approximately 1350 sq. ft. of comfortable living space, an attached garage and functional, easy-flow layout.The light-filled interior features a blend of updated and original elements, creating a move-in-ready environment with opportunities to personalize. The versatile den provides the perfect space for a home office, hobby room, or optional guest area.Enjoy spacious living and dining areas, a kitchen with the view of the greenbelt, and a private patio ideal for relaxing or entertaining. Residents have access to the Oaks North Villas Community Center with amenities including a pool, spa, fitness center, tennis and a variety of social activities. Conveniently located near shopping, dining, and golf in Rancho Bernardo. Low maintenance living in a peaceful well-maintained community.

Mortgage Calculator

Est. Monthly Payment

$5,022

Principal & Interest$3,666
Property Tax$725
Insurance$211
HOA$420
%($145,000)
%

Investment Score

1D
Est. Monthly Rent
$2,914
Monthly Cashflow

Rent − PITIA

$-2,108
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,382

Mortgage (P+I)
$3,666
Cap Rate
0.47%
Cash-on-Cash
-27.99%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$7,307

NOI (Annual)
$3,403
Price-to-Rent

Lower = better for investors

20.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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