12795 Via Moura
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12795 Via Moura

C

Rancho Bernardo, CA 92128

$770,000
NEW — 0d

Beds

2

Baths

2

Sqft

1,328

Year Built

1985

Days on Market

0

Property Type

Condo

HOA/mo

$420

MLS ID

260014318SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Updated residence nestled in the highly sought-after 55+ community of Oaks North? Villas in Rancho Bernardo. Offering the perfect blend of comfort, style, convenience, and value, this inviting home welcomes you with light-filled living spaces and a thoughtfully designed floor plan that is both open and functional for everyday living. The spacious kitchen flows seamlessly into the main living areas, creating an ideal setting for entertaining and gathering with family and friends. The private primary suite serves as a relaxing retreat, while the additional bedroom offers flexibility for guests, a home office, or hobbies. Step outside to your own backyard oasis, where a peaceful setting and desirable southern exposure provide the perfect place to dine, unwind, and enjoy the sunshine year-round.

Mortgage Calculator

Est. Monthly Payment

$5,308

Principal & Interest$3,894
Property Tax$770
Insurance$225
HOA$420
%($154,000)
%

Location

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Investment Score

12D
Est. Monthly Rent
$2,739
Monthly Cashflow

Rent − PITIA

$-2,570
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,841

Mortgage (P+I)
$3,894
Cap Rate
0.08%
Cash-on-Cash
-29.93%
DSCR

Need ≥ 1.25 for DSCR loan

0.52
Break-even Rent
$7,728

NOI (Annual)
$628
Price-to-Rent

Lower = better for investors

23.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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