
12507 El Camino Real Unit A
Ctop 80%Carmel Valley, CA 92130
13 licensed short-term rentals within ½ mile (5 whole home), from the cities' license and permit lists of Nov 14, 2026.
No unit in this 19-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$6,956/mo full cashflow at 20% down, 7.36% rate.
Works at $439,899 (67% under asking), or at 95% down.
Rent $4,950/mo from 28 leases of 2–4 bed condos & townhomes within 0.5 mi, same school area ($4,088–$4,623). Previously leased for $4,950.
Beds
3
Baths
3
Sqft
1,584
Year Built
1996
Days on Market
—
Property Type
Townhouse
HOA/mo
$450
MLS ID
260027100SD
This property is in Carmel Valley (92130). View neighborhood stats →
About This Property
Welcome to this sophisticated and sunlit end-unit townhome located on the outskirts of the esteemed Crest Del Mar community, offering a luxurious, comfortable, and convenient living experience in the heart of Carmel Valley. Step inside to be greeted by abundant natural light streaming through expansive windows, creating a warm and inviting atmosphere. The first floor hosts a bedroom and a formal living room with tall ceilings and a fireplace, adding grandeur to the space. The stunning open-concept kitchen, designed with practicality and aesthetics, features a spacious pantry and a peninsula island with barstool seating, seamlessly flowing into the dining room. A lovely French door in the dining room leads to a deck, perfect for enjoying morning coffee or evening relaxation. Situated just a short walk from Del Mar Plaza, you'll have shops, dining, and entertainment venues at your fingertips, making this townhome a rare opportunity to own a piece of paradise in one of Carmel Valley's most desirable communities.
Mortgage Calculator
Est. Monthly Payment
$9,642
Location
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Zoned Schools
Elementary
Carmel Del Mar Elementary · grades K-6 · Del Mar Union Elementary
Middle
Carmel Valley Middle · grades 7-8 · San Dieguito Union High
High
Torrey Pines High · grades 9-12 · San Dieguito Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,950
Comp Average
$4,768
12934 Carmel Creek Road
3bd / 3ba · 1,604 sqft · Townhouse
$1.12M
Est. $4,752/mo
6139 Verda Lane
3bd / 2.5ba · 1,563 sqft · Townhouse
$1.20M
Est. $4,817/mo
10785 New Grove Trl
3bd / 2.5ba · 1,636 sqft · Townhouse
$1.27M
Est. $4,672/mo
12956 Candela Place
3bd / 2.5ba · 1,602 sqft · Townhouse
$1.40M
Est. $4,762/mo
3821 Creststone Pl.
3bd / 2.5ba · 1,604 sqft · Townhouse
$1.59M
Est. $4,839/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Previously leased for $4,950
28 leases of 2–4 bed condos & townhomes within 0.5 mi, same school area · $4,088–$4,623
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$6,956/mo short at 20% down; 95% down or +$9,033/mo rent closes it.
- Break-even price
- $439,899
- Break-even rent
- $13,983/mo
- Cashflow at 35% down
- −$5,559/mo
- Down payment to break even
- 95%
- Rate to break even
- Not reachable
67% under asking
$9,033/mo above the estimate
$1,282,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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