12491 Rios
DRancho Bernardo, CA 92128
Beds
2
Baths
2
Sqft
1,358
Year Built
1970
Days on Market
42
Property Type
Condo
HOA/mo
$600
MLS ID
250043302SD
Description
Nestled in the heart of this sought-after 55+ community, this lovingly maintained second home offers effortless living in a serene, beautifully landscaped setting. Lightly lived in and meticulously cared for, it presents a rare opportunity for those seeking comfort, tranquility, and true pride of ownership. Enjoy sweeping views of the distant hills from the expansive patio—an ideal space for morning coffee, quiet afternoons, or relaxed entertaining—surrounded by lush gardens and manicured lawns. The home sparkles with readiness—clean, inviting, and truly move-in ready. Whether you're downsizing, relocating, or simply seeking a peaceful retreat, this property is ready when you are. The well-maintained community center offers fantastic recreation and socializing opportunities.
Mortgage Calculator
Est. Monthly Payment
$4,879
Comparable Properties
5 comps foundThis Property
$3,309
Comp Average
$2,332
18577 Caminito Pasadero
1bd / 1ba · 716 sqft · Condo
$409K
Est. $2,347/mo
17607 Pomerado
1bd / 1ba · 831 sqft · Condo
$410K
Est. $2,347/mo
18752 Caminito Cantilena
1bd / 1ba · 716 sqft · Condo
$420K
Est. $2,347/mo
18736 Caminito Cantilena
1bd / 1ba · 814 sqft · Condo
$420K
Est. $2,352/mo
12228 Rancho Bernardo Road
1bd / 1ba · 744 sqft · Condo
$449K
Est. $2,269/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITI − HOA
Incl. vacancy, PM, maint, capex
⚠️ Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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