12435 Rios Rd
1 / 20

12435 Rios Rd

C

Rancho Bernardo, CA 92128

$685,000
NEW — 1d

Beds

2

Baths

2

Sqft

1,120

Year Built

1965

Days on Market

1

Property Type

Condo

HOA/mo

$690

MLS ID

260017399SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Beautiful, recently upgraded single-level Seven Oaks residence with newly-added front Bonus room, features a large and private, fully-fenced backyard with covered patio, ceiling fan/light, and garden area with turf, perfect for magical sunset viewing In the past two years, the 2 BD/2 BA condo was transformed with new stainless-steel appliances, flooring, electrical, lighting, skylight and refaced cabinets and hardware in the kitchen, new carpeting, blinds, paint and fan in the bedrooms, a reimagined family room and living room with new flooring and paint, and a new washer and dryer. A new roof was completed in 2022. Walk to supermarkets, coffee shops, restaurants, and the Seven Oaks 55+ Rancho Bernardo community center, which features an expansive pool and patio and numerous clubs and activities. HOA includes water, cable, trash, and landscaping maintenance. This residence won’t be on the market for long.

Mortgage Calculator

Est. Monthly Payment

$5,039

Principal & Interest$3,464
Property Tax$685
Insurance$200
HOA$690
%($137,000)
%

Location

Loading map...

Investment Score

23D
Est. Monthly Rent
$3,125
Monthly Cashflow

Rent − PITIA

$-1,914
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,203

Mortgage (P+I)
$3,464
Cap Rate
0.46%
Cash-on-Cash
-28.06%
DSCR

Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$7,285

NOI (Annual)
$3,125
Price-to-Rent

Lower = better for investors

18.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator