
17607 Pomerado Road #101
Atop 10%Rancho Bernardo, CA 92128Neighborhood: Rancho Bernardo
4 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 10, 2026.
No unit in this 85-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$2,070/mo full cashflow at 20% down, 7.43% rate.
Works at $245,409 (52% under asking), or at 78% down.
Rent $3,351/mo from 8 leases of 2-bed condos & townhomes within 0.5 mi, same school area ($3,080–$3,913).
Beds
2
Baths
2
Sqft
1,118
Year Built
1979
Days on Market
45
Property Type
Condo
HOA/mo
$695
MLS ID
NDP2608969
This property is in Rancho Bernardo (92128). View neighborhood stats →
About This Property
Welcome home to easy, updated living in Oaks North, one of Rancho Bernardo's most sought-after 55+ communities. This 2-bedroom, 2-full-bath condo has been thoughtfully refreshed with several upgrades over the past couple of years, so you can move right in and start enjoying everything the neighborhood has to offer. Inside, new flooring and fresh paint throughout create a clean, cohesive look, while the removal of the popcorn ceilings gives every room a brighter, more modern feel. New windows and a new sliding glass door bring in natural light and improve comfort year-round, and custom window shades add privacy and a polished finishing touch. Behind the scenes, a new electrical panel offers added peace of mind. The layout pairs two comfortable bedrooms with two full bathrooms, giving you flexibility for guests, a home office, or hobby space. All of this sits within an active, welcoming community known for its friendly atmosphere and convenient location near shopping, dining, and everyday essentials. Updated, move-in ready, and priced for a relaxed lifestyle, this is a wonderful opportunity to settle into Oaks North. Schedule your private showing today.
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Est. Monthly Payment
$4,221
Location
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Zoned Schools
Elementary
Chaparral Elementary · grades K-5 · Poway Unified
Middle
Bernardo Heights Middle · grades 6-8 · Poway Unified
High
Rancho Bernardo High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,351
Comp Average
$3,164
18764 Caminito Cantilena
2bd / 2ba · 1,140 sqft · Condo
$479K
Est. $3,244/mo
18812 Caminito Cantilena
2bd / 2ba · 1,140 sqft · Condo
$490K
Est. $3,252/mo
11835 Caminito Ronaldo
2bd / 2ba · 1,080 sqft · Condo
$510K
Est. $3,033/mo

16646 Orilla Dr
2bd / 2ba · 1,120 sqft · Condo
$590K
Est. $3,226/mo
17945 Caminito Pinero
2bd / 2ba · 1,080 sqft · Condo
$600K
Est. $3,063/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 2-bed condos & townhomes within 0.5 mi, same school area · $3,080–$3,913
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,070/mo short at 20% down; 78% down or +$2,688/mo rent closes it.
- Break-even price
- $245,409
- Break-even rent
- $6,039/mo
- Cashflow at 35% down
- −$1,533/mo
- Down payment to break even
- 78%
- Rate to break even
- Not reachable
52% under asking
$2,688/mo above the estimate
$401,700 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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