12376 Frontera Rd
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12376 Frontera Rd

D

Rancho Bernardo, CA 92128

$1,390,000
NEW — 0d on market

Beds

3

Baths

2

Sqft

1,632

Year Built

1967

Days on Market

0

Property Type

Single Family

HOA/mo

$60

MLS ID

NDP2603393

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Light, bright, and fully updated single-level home in the highly sought-after Rancho Bernardo Greens. Recently renovated with a new kitchen, beautifully updated bathrooms, new hardwood flooring, and a new electrical panel ready for future solar—offering a true move-in ready opportunity. The functional layout includes 3 bedrooms, 2 remodeled baths, and a detached bonus office (equipped with AC and hardwired high speed internet ) — ideal for remote work, creative space, or added flexibility. The spacious living room features a cozy fireplace, abundant natural light, and seamless indoor-outdoor flow through sliding doors to the backyard. The open-concept kitchen is designed for both everyday living and entertaining, flowing effortlessly into the dining and family areas. It showcases modern finishes, new cabinetry, stainless steel appliances, and a large island that serves as the natural gathering space. The owner especially loves the openness of the kitchen and the direct views out to the backyard, creating a strong connection between indoor and outdoor living. The private backyard offers west-facing mountain views, mature landscaping, and fruit trees including kumquat, lemon, and apple—an inviting setting for relaxing or hosting. Set on an approximately 10,000 sq ft lot in an all-ages community (not 55+), this home offers excellent walkability—just minutes to the Rancho Bernardo Swim & Tennis Club and a nearby preschool. Residents enjoy access to pools, tennis, pickleball, fitness center, playgrounds, and community events, with golf, shopping, dining, trails, and major employers all close by. Located within the award-winning Poway Unified School District.

Mortgage Calculator

Est. Monthly Payment

$8,884

Principal & Interest$7,029
Property Tax$1,390
Insurance$405
HOA$60
%($278,000)
%

Location

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Investment Score

1D
Est. Monthly Rent
$4,404
Monthly Cashflow

Rent − PITIA

$-4,480
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,651

Mortgage (P+I)
$7,029
Cap Rate
0.33%
Cash-on-Cash
-28.71%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.50
Break-even Rent
$13,041

NOI (Annual)
$4,533
Price-to-Rent

Lower = better for investors

26.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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