12306 Springwater

12306 Springwater

D

Rancho Bernardo, CA 92128

$849,000

Beds

2

Baths

2.5

Sqft

1,273

Year Built

1993

Days on Market

23

Property Type

Townhouse

HOA/mo

$297

MLS ID

NDP2601893

Description

This 2-bedroom, 2.5-bath townhome in Sabre Springs’ La Cresta community combines comfort and thoughtful updates in a highly desirable layout. The eat-in kitchen features quartz countertops, white cabinetry, and new appliances, while the living areas showcase fresh paint, LVP flooring, and a marble fireplace. Recent updates include plumbing improvements, a new water heater, and whole-house water filtration. This desirable floor plan with dual primary suites offers vaulted ceilings and ample storage—one suite with a dual-closet vanity and walk-in shower, the other with built-ins and a shower/tub combination. Step outside to a private patio with no rear neighbors, perfect for relaxing or entertaining. Additional highlights include dual-pane windows, shutters, air conditioning, and an attached 2-car garage. Residents also enjoy two community pools and spas through the HOA. Situated in the top-rated Poway Unified School District, Sabre Springs offers a perfect balance of suburban living and city convenience. Commuting is easy with I-15 and Highway 56 just minutes away, connecting you to Downtown, the beaches, and nearby mountains. Parks, hiking trails, and outdoor spaces make it easy to stay active, while the welcoming community and excellent schools make it a great place to call home.

Mortgage Calculator

Est. Monthly Payment

$5,687

Principal & Interest$4,293
Property Tax$849
Insurance$248
HOA$297
%($169,800)
%

Investment Score

2D
Est. Monthly Rent
$3,309
Monthly Cashflow

Rent − PITI − HOA

$-2,378
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,847

Mortgage (P+I)
$4,293
Cap Rate
0.63%
Cash-on-Cash
-27.18%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$8,305

NOI (Annual)
$5,357
Price-to-Rent

Lower = better for investors

21.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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