12250 Corte Sabio

12250 Corte Sabio #2210

D

Rancho Bernardo, CA 92128

$625,000

Soft Appraisal Value: $512,300 · 22.0% above estimate

Beds

2

Baths

2

Sqft

1,032

Year Built

1985

Days on Market

75

Property Type

Condo

HOA/mo

$645

MLS ID

PTP2600538

Description

Welcome to this bright and inviting second-level corner unit located in one of Rancho Bernardo’s most safe, quiet and beautiful neighborhoods. As a corner home, it provides extra privacy and excellent natural light, with large windows throughout the bedrooms, living room, dining area and kitchen that create an open and welcoming feel. Enjoy peaceful surroundings with views of mountains, trees and natural open space, along with the convenience of being directly across from the parking area. Step onto the private patio and take in the relaxing outdoor scenery. This home also includes a detached one-car garage, a valuable feature in the community. Inside, the home offers several important upgrades focused on comfort and reliability: • New furnace • New AC compressor • New hot water tank with 12-year warranty • New tub in the master bathroom • New shower enclosures • Renovated cabinets in the master bathroom • Fresh full interior repaint • New carpet in the master bedroom • Beautiful fireplace in the living area The gated building features secure entry with phone intercom access and an elevator, providing convenience and peace of mind. Residents enjoy excellent community amenities, including a swimming pool, jacuzzi and clubhouse, plus full access to the renowned Rancho Bernardo community facilities—basketball courts, tennis courts, billiards, gym, barbecue areas, large pools and a stunning clubhouse. While the unit itself does not have direct golf course views, the golf course sits just behind the community, only a short walk away. Also it’s walking distance to the award winning middle school and high school

Mortgage Calculator

Est. Monthly Payment

$4,613

Principal & Interest$3,160
Property Tax$625
Insurance$182
HOA$645
%($125,000)
%

Investment Score

2D
Est. Monthly Rent
$2,912
Monthly Cashflow

Rent − PITIA

$-1,700
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,891

Mortgage (P+I)
$3,160
Cap Rate
0.52%
Cash-on-Cash
-27.75%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$6,666

NOI (Annual)
$3,233
Price-to-Rent

Lower = better for investors

17.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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