12240 Horado Rd
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12240 Horado Rd

D

Rancho Bernardo, CA 92128

$1,225,000
NEW — 0d on market

Soft Appraisal Value: $1,207,900 · 1.4% above estimate

Beds

3

Baths

2

Sqft

1,713

Year Built

1965

Days on Market

0

Property Type

Single Family

HOA/mo

$615

MLS ID

260008202SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

View on MLS

About This Property

Step into luxury with this beautifully remodeled home that effortlessly combines style, comfort, and functionality. From the moment you arrive, you'll be captivated by the custom landscaping, charming curb appeal and the promise of VIEWS! Owned solar is an added bonus to reduce the cost of utilities. The heart of the home is a chef’s dream kitchen, featuring a stunning custom marble Island. Add custom cabinetry with convenient pull-out drawers, two durable Blanco sinks that resist scuffs and stains, and gleaming countertops that elevate every meal prep. Top-of-the-line appliances and abundant storage make entertaining a breeze. Throughout the home, enjoy plenty of storage options as well as bathrooms having been stylishly renovated, offering modern finishes and thoughtful design. A new 2024 AC unit keeps the temperature just right year-round. Unwind by the fireplace featuring beautiful mother of pearl tiles, or enjoy gatherings under your outdoor covered patio while taking in the beautiful views of Rancho Bernardo and beyond. The outdoor space is impressive, with professionally designed landscaping in both the front and backyard—ideal for relaxing evenings or weekend entertaining. This home is the perfect blend of high-end finishes and comforting livibility. Truly a must-see! Located in an active Adult community with pool, clubhouse, and a wide range of amenities. This turnkey home truly offers it all.

Mortgage Calculator

Est. Monthly Payment

$8,392

Principal & Interest$6,194
Property Tax$1,225
Insurance$357
HOA$615
%($245,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$4,079
Monthly Cashflow

Rent − PITIA

$-4,312
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,271

Mortgage (P+I)
$6,194
Cap Rate
-0.08%
Cash-on-Cash
-30.72%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.49
Break-even Rent
$12,224

NOI (Annual)
$-924
Price-to-Rent

Lower = better for investors

25.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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