12657 Elisa Lane
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12657 Elisa Lane #200

D

Rancho Bernardo, CA 92128

$749,000

Soft Appraisal Value: $739,200 · 1.3% above estimate

Beds

2

Baths

2

Sqft

1,148

Year Built

2005

Days on Market

47

Property Type

Condo

HOA/mo

$375

MLS ID

NDP2602210

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Beautiful upper-level condo with view featuring an open bright floor plan, in-unit washer and dryer, and abundant storage with spacious closets. The primary suite offers a large bathroom with dual sinks, while the secondary bedroom is generously sized. Enjoy mountain views from the living room, primary bedroom and oversized private balcony with an additional storage room. Kitchen and bathrooms feature granite countertops, white cabinets, and the home includes direct access to a 2-car garage. Ideally located on quiet Elisa Lane, moments away from Sabre Springs Park, ball fields, and the Van Dam Peak trailhead for hiking and biking. Conveniently across from Sabre Springs Marketplace with Nutmeg Bakery and everyday shopping. Savannah Terrace amenities include a clubhouse with racquetball court, gym, steam room, sauna, office, two lounges, resort-style pool and spa, basketball and tennis courts, playground, outdoor grilling area with fireplace, and a rentable guest suite. Only minutes from Rancho Peñasquitos, Carmel Mountain, Scripps Ranch, and Poway.

Mortgage Calculator

Est. Monthly Payment

$5,130

Principal & Interest$3,787
Property Tax$749
Insurance$218
HOA$375
%($149,800)
%

Location

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Investment Score

27D
Est. Monthly Rent
$3,318
Monthly Cashflow

Rent − PITIA

$-1,811
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,199

Mortgage (P+I)
$3,787
Cap Rate
0.94%
Cash-on-Cash
-25.62%
DSCR

Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$7,472

NOI (Annual)
$7,064
Price-to-Rent

Lower = better for investors

18.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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