12135 Caminito Corriente
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12135 Caminito Corriente

D

Rancho Bernardo, CA 92128

$1,565,000

Soft Appraisal Value: $1,533,200 · 2.1% above estimate

Beds

4

Baths

3

Sqft

2,904

Year Built

1986

Days on Market

48

Property Type

Single Family

HOA/mo

$410

MLS ID

260007087SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Nestled within the gated community of Los Rios, this Bernardo Heights home offers resort-style living with breathtaking panoramic views of the Bernardo Heights Country Club golf course. The formal living room features soaring ceilings and expansive windows that fill the space with natural light. A separate dining room, ideal for entertaining, opens to a private interior atrium with fountain. The spacious kitchen offers generous counter space, abundant storage, and flows seamlessly into a cozy family room and adjoining breakfast nook. A convenient downstairs bedroom and full bath provide ideal accommodations for guests. Upstairs, the primary suite features a fireplace and a spacious ensuite bath. Two large secondary bedrooms are connected by an open hallway bridge, along with a versatile second-floor balcony deck—perfect for creating an additional outdoor living space. The backyard is designed for relaxation and entertaining, featuring a large patio, covered seating area, newer alumawood patio cover and built-in BBQ. Oversized 2 car garage with finished epoxy flooring & abundant cabinets & storage area! Refrigerator/washer/dryer included. Residents of Los Rios enjoy amenities including a community pool, tennis courts, park, walking paths, and community center. Ideally located near Rancho Bernardo High School, Carmel Mountain Ranch shopping, and dining. A convenient downstairs bedroom and full bath provide ideal accommodations for guests. Upstairs, the primary suite features a fireplace and a spacious ensuite bath. Two large secondary bedrooms are connected by an open hallway bridge, along with a versatile second-floor balcony deck—perfect for creating an additional outdoor living space. The backyard is designed for relaxation and entertaining, featuring a large patio, covered seating area, and built-in BBQ. Oversized 2 car garage with finished epoxy flooring & abundant cabinets & storage area! Refrigerator/washer/dryer included. Residents of Los Rios enjoy amenities including a community pool, tennis courts, park, walking paths, and community center. Ideally located near Rancho Bernardo High School, Carmel Mountain Ranch shopping, and dining.

Mortgage Calculator

Est. Monthly Payment

$10,345

Principal & Interest$7,913
Property Tax$1,565
Insurance$456
HOA$410
%($313,000)
%

Location

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Investment Score

2D
Est. Monthly Rent
$5,112
Monthly Cashflow

Rent − PITIA

$-5,232
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,712

Mortgage (P+I)
$7,913
Cap Rate
0.15%
Cash-on-Cash
-29.57%
DSCR

Need ≥ 1.25 for DSCR loan

0.49
Break-even Rent
$15,128

NOI (Annual)
$2,413
Price-to-Rent

Lower = better for investors

25.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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