12059 Alta Carmel Ct
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12059 Alta Carmel Ct #168

B

Rancho Bernardo, CA 92128

$564,000

Soft Appraisal Value: $680,800 · 17.2% below estimate

Beds

2

Baths

2

Sqft

1,036

Year Built

2006

Days on Market

168

Property Type

Condo

HOA/mo

$58

MLS ID

250043425SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

Virtual Tour

About This Property

Welcome to this charming property that boasts a cozy fireplace, perfect for those chilly evenings. The home is tastefully decorated with a neutral color paint scheme, providing a calming and inviting atmosphere. The kitchen is a chef's dream, equipped with all stainless steel appliances that add a modern touch. The primary bedroom is a true retreat, featuring a spacious walk-in closet for all your storage needs. Recent updates include a partial flooring replacement, enhancing the overall appeal of the home. This property is a perfect blend of comfort and style, waiting for you to make it your own. This property has two HOA fees: $58 and $370.

Mortgage Calculator

Est. Monthly Payment

$3,638

Principal & Interest$2,852
Property Tax$564
Insurance$164
HOA$58
%($112,800)
%

Location

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Investment Score

55B
Est. Monthly Rent
$2,910
Monthly Cashflow

Rent − PITIA

$-728
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,867

Mortgage (P+I)
$2,852
Cap Rate
2.10%
Cash-on-Cash
-19.86%
DSCR

Need ≥ 1.25 for DSCR loan

0.80
Break-even Rent
$5,335

NOI (Annual)
$11,816
Price-to-Rent

Lower = better for investors

16.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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