12027 Caminito Corriente
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12027 Caminito Corriente

D

Rancho Bernardo, CA 92128

$1,299,000

Soft Appraisal Value: $1,273,200 · 2.0% above estimate

Beds

3

Baths

2

Sqft

2,161

Year Built

1986

Days on Market

49

Property Type

Single Family

HOA/mo

$410

MLS ID

260006984SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Welcome to the gated, resort-style community of Los Rios in desirable Bernardo Heights! This beautifully maintained detached, single-story home offers an open and inviting floor plan enhanced by upgraded luxury vinyl plank flooring throughout, abundant natural light, and soaring vaulted ceilings. Enjoy cozy evenings by one of two fireplaces and cook with ease in the updated kitchen featuring stainless steel appliances and a charming breakfast nook. Additional highlights include a dedicated laundry room, unique interior atrium, and thoughtful design throughout. Currently, the 3rd bedroom is being used as an office. Residents enjoy access to exceptional community amenities including two swimming pools, a spa, tennis courts, and a clubhouse. Ideally located within the award-winning Poway Unified School District and just blocks to RB Middle School and RB High School. Surrounded by golf courses and conveniently situated less than a mile from popular shopping and dining options, including Costco, Home Depot, At Home, Starbucks, CVS, and more—this home offers the perfect blend of comfort, convenience, and lifestyle.

Mortgage Calculator

Est. Monthly Payment

$8,656

Principal & Interest$6,568
Property Tax$1,299
Insurance$379
HOA$410
%($259,800)
%

Location

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Investment Score

2D
Est. Monthly Rent
$4,466
Monthly Cashflow

Rent − PITIA

$-4,190
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,300

Mortgage (P+I)
$6,568
Cap Rate
0.25%
Cash-on-Cash
-29.10%
DSCR

Need ≥ 1.25 for DSCR loan

0.52
Break-even Rent
$12,648

NOI (Annual)
$3,220
Price-to-Rent

Lower = better for investors

24.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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