12027 Caminito Corriente

12027 Caminito Corriente

D

Rancho Bernardo, CA 92128

$1,340,000
NEW — 4d on market

Soft Appraisal Value: $1,310,000 · 2.3% above estimate

Beds

3

Baths

2

Sqft

2,161

Year Built

1986

Days on Market

4

Property Type

Single Family

HOA/mo

$410

MLS ID

260006984SD

Description

Welcome to the gated, resort-style community of Los Rios in desirable Bernardo Heights! This beautifully maintained detached, single-story home offers an open and inviting floor plan enhanced by upgraded luxury vinyl plank flooring throughout, abundant natural light, and soaring vaulted ceilings. Enjoy cozy evenings by one of two fireplaces and cook with ease in the updated kitchen featuring stainless steel appliances and a charming breakfast nook. Additional highlights include a dedicated laundry room, unique interior atrium, and thoughtful design throughout. Currently, the 3rd bedroom is being used as an office. Residents enjoy access to exceptional community amenities including two swimming pools, a spa, tennis courts, and a clubhouse. Ideally located within the award-winning Poway Unified School District and just blocks to RB Middle School and RB High School. Surrounded by golf courses and conveniently situated less than a mile from popular shopping and dining options, including Costco, Home Depot, At Home, Starbucks, CVS, and more—this home offers the perfect blend of comfort, convenience, and lifestyle.

Mortgage Calculator

Est. Monthly Payment

$8,917

Principal & Interest$6,776
Property Tax$1,340
Insurance$391
HOA$410
%($268,000)
%

Investment Score

0D
Est. Monthly Rent
$4,010
Monthly Cashflow

Rent − PITI − HOA

$-4,907
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,946

Mortgage (P+I)
$6,776
Cap Rate
-0.15%
Cash-on-Cash
-31.10%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.45
Break-even Rent
$13,030

NOI (Annual)
$-2,040
Price-to-Rent

Lower = better for investors

27.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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