16808 Bellota Dr
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16808 Bellota Dr

D

Rancho Bernardo, CA 92128

$880,000
NEW — 0d on market

Soft Appraisal Value: $882,300 · 0.3% below estimate

Beds

2

Baths

2

Sqft

1,582

Year Built

1964

Days on Market

0

Property Type

Single Family

HOA/mo

$560

MLS ID

260007765SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Experience the very best of 55+ living in the highly desirable Seven Oaks community. This beautifully refreshed single-level home checks every box, offering comfort, convenience, and a welcoming lifestyle. Fresh interior and exterior paint, along with thoughtfully remodeled kitchen and bathrooms completed a few years ago, make this home truly move-in ready. Designed for both relaxation and entertaining, the home features two spacious living areas, an open kitchen, formal dining space, and an enclosed patio, creating multiple inviting places to enjoy the peace and quiet of this exceptional community. The oversized lot provides added privacy and space, while the attached large one car garage offers everyday convenience. Residents of Seven Oaks enjoy access to premier community amenities, including a pool, pickleball, library, clubhouse, and a wide variety of social activities and classes, all with low community costs. Ideally located near shopping, dining, and everyday conveniences, this home offers the perfect blend of active adult living and serene comfort.

Mortgage Calculator

Est. Monthly Payment

$6,146

Principal & Interest$4,450
Property Tax$880
Insurance$257
HOA$560
%($176,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$3,291
Monthly Cashflow

Rent − PITIA

$-2,856
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,346

Mortgage (P+I)
$4,450
Cap Rate
0.14%
Cash-on-Cash
-29.63%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$8,935

NOI (Annual)
$1,245
Price-to-Rent

Lower = better for investors

22.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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