
11903 Owen Ln
ARancho Bernardo, CA 92128
Soft Appraisal Value: $832,500 · 0.9% above estimate
Beds
2
Baths
2.5
Sqft
1,250
Year Built
2024
Days on Market
2
Property Type
Townhouse
HOA/mo
$261
MLS ID
260003895SD
This property is in Rancho Bernardo (92128). View neighborhood stats →
About This Property
Welcome to 11903 Owen Lane, a highly upgraded former model townhome in the desirable Clementine neighborhood within master planned community of The Trails in Carmel Mountain. This beautifully designed three-story residence offers 2 bedrooms, 2.5 bathrooms, and approximately 1,250 square feet of thoughtfully crafted living space, along with a spacious two-car garage and fully paid-off solar, providing both comfort and long-term energy savings. As a former model home, it showcases extensive upgrades and designer finishes throughout. The main living level features a bright, open-concept floor plan filled with natural light and elevated by upgraded ceiling fixtures, custom lighting, and premium details that set this home apart. The stylish kitchen serves as the centerpiece, complete with upgraded appliances, sleek cabinetry, modern hardware, and a large center island that flows seamlessly into the spacious Great Room—perfect for entertaining or everyday living. Just off the kitchen and living area, a private deck creates effortless indoor-outdoor living, ideal for relaxing, dining, or hosting guests. Upstairs, both bedrooms are thoughtfully positioned for privacy. The beautiful primary suite offers a peaceful retreat with a walk-in closet and a well-appointed en-suite bathroom featuring upgraded finishes. The secondary bedroom also includes its own bathroom, making it perfect for guests, a home office, or family living. A convenient powder room on the main floor adds functionality and ease for visitors. Residents also enjoy access to the resort-style amenities within The Trails, including a lap pool, pickleball and basketball courts, playground, dog parks, and scenic walking trails. Conveniently located near I-15 and SR-56, with shopping and dining in Carmel Mountain Ranch, 4S Ranch, Del Sur, and UTC, and situated within the highly regarded Poway Unified School District. Move-in ready and loaded with upgrades, this former model home offers elevated living in one of Rancho Bernardo’s newest and most sought-after communities.
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Est. Monthly Payment
$5,593
Location
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Comparable Properties
5 comps foundThis Property
$5,291
Comp Average
$3,017
12059 Alta Carmel Court
2bd / 2ba · 1,036 sqft · Condo
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Est. $2,993/mo
12250 Corte Sabio
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17607 Pomerado
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18630 Caminito Cantilena
2bd / 2ba · 1,056 sqft · Condo
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12122 Royal Birkdale Row
2bd / 2ba · 1,172 sqft · Condo
$549K
Est. $3,170/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITIA
Incl. vacancy, PM, maint, capex
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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