11823 Pickford
Ctop 80%Scripps Ranch, CA 92131
2 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 6, 2026.
None of the 117 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$6,196/mo full cashflow at 20% down, 7.43% rate.
Works at $392,383 (67% under asking), or at 95% down.
Rent $3,986/mo from 11 leases of 3-bed houses within 2 mi ($3,839–$4,147).
Beds
3
Baths
2.5
Sqft
1,503
Year Built
1996
Days on Market
1
Property Type
Single Family
HOA/mo
$56
MLS ID
260024654SD
This property is in Scripps Ranch (92131). View neighborhood stats →
About This Property
Move-in ready and beautifully refreshed! Ideally situated on a desirable corner lot along a quiet cul-de-sac in Scripps Ranch Villages, this inviting 3-bedroom, 2.5-bath home offers a wonderful blend of comfort, style, and indoor-outdoor living. Fresh interior & exterior paint, stylish luxury vinyl plank flooring, and updated plumbing and lighting fixtures create a clean, refreshed feel throughout. The light-filled interior features dual-pane windows and a cozy fireplace, while the spacious kitchen offers stainless steel appliances and a 5-burner gas range. An adjoining dining area opens to a pergola-covered patio, creating the perfect setting for outdoor dining and entertaining. Upstairs, the generously sized primary suite impresses with dramatic cathedral ceilings and two walk-in closets. The spacious, fenced backyard provides plenty of room to relax, garden, and enjoy Southern California living. Additional highlights include central A/C, forced-air heating, and an attached two-car garage with automatic opener. A fantastic opportunity to own a tastefully refreshed, move-in-ready home in the desirable Scripps Ranch community! Enjoy a convenient location near shopping, schools, and community parks, with easy access to Interstate 15, the HOV lanes, and State Route 56. A wonderful opportunity to enjoy comfort, outdoor space, and convenient Scripps Ranch living!
Mortgage Calculator
Est. Monthly Payment
$8,266
Location
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Zoned Schools
Elementary
Dingeman Elementary · grades K-5 · San Diego Unified
Middle
Marshall Middle · grades 6-8 · San Diego Unified
High
Scripps Ranch High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,986
Comp Average
$4,126
10827 Caminito Arcada
3bd / 2.5ba · 1,320 sqft · Single Family
$999K
Est. $3,784/mo
11393 Vista Elevada
3bd / 2.5ba · 1,924 sqft · Single Family
$1.30M
Est. $4,409/mo
11138 Ivy Hill Drive
3bd / 2.5ba · 1,470 sqft · Single Family
$1.28M
Est. $4,057/mo
12595 Swan Canyon Place
3bd / 2.5ba · 1,778 sqft · Single Family
$1.30M
Est. $4,249/mo
11274 Vista La Cuesta Drive
4bd / 2ba · 1,541 sqft · Single Family
$1.36M
Est. $4,131/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of 3-bed houses within 2 mi · $3,839–$4,147
Blended 50/50 with the zip's market median ($3,997)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$6,196/mo short at 20% down; 95% down or +$8,047/mo rent closes it.
- Break-even price
- $392,383
- Break-even rent
- $12,033/mo
- Cashflow at 35% down
- −$4,947/mo
- Down payment to break even
- 95%
- Rate to break even
- Not reachable
67% under asking
$8,047/mo above the estimate
$1,139,050 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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