11393 Vista Elevada
Ctop 80%Scripps Ranch, CA 92131
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 1, 2026.
None of the 27 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$6,763/mo full cashflow at 20% down, 7.49% rate.
Works at $421,273 (68% under asking), or at 95% down.
Rent $4,363/mo from 9 leases of 2–4 bed houses within 1 mi ($4,525–$5,019).
Beds
3
Baths
2.5
Sqft
1,924
Year Built
2003
Days on Market
44
Property Type
Single Family
HOA/mo
$110
MLS ID
260022691SD
This property is in Scripps Ranch (92131). View neighborhood stats →
About This Property
Beautifully positioned in the quiet Versante community of Scripps Ranch, this naturally bright 3-bedroom, 2.5-bath home with comfortable living with beautiful mountain and hillside views. The updated kitchen features quartz countertops and newer appliances, while plantation shutters and updated flooring add a clean, polished feel. The open, light-filled interior features two fireplaces, one in the living room and one in the family room, creating warm, inviting spaces throughout the home. Upstairs, the spacious primary suite opens to a private balcony where you can take in the surrounding mountain views and peaceful setting. Additional highlights include an upstairs laundry room, central air, an attached two-car garage, private outdoor space, and a functional floor plan with excellent natural light. Located in an established Scripps Ranch neighborhood within the San Diego Unified School District, this home offers a perfect combination of views, privacy, natural light, and everyday convenience.
Mortgage Calculator
Est. Monthly Payment
$9,040
Location
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Zoned Schools
Elementary
Scripps Elementary · grades K-5 · San Diego Unified
Middle
Marshall Middle · grades 6-8 · San Diego Unified
High
Scripps Ranch High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,363
Comp Average
$4,387
10815 Caminito Cuesta
4bd / 2.5ba · 1,903 sqft · Single Family
$1.32M
Est. $4,788/mo
11170 Briarcliff Drive
4bd / 2ba · 1,744 sqft · Single Family
$1.28M
Est. $4,392/mo
10790 Oakbend Drive
3bd / 2.5ba · 1,920 sqft · Single Family
$1.40M
Est. $4,523/mo
12595 Swan Canyon Place
3bd / 2.5ba · 1,778 sqft · Single Family
$1.30M
Est. $4,273/mo
11138 Ivy Hill Drive
3bd / 2.5ba · 1,470 sqft · Single Family
$1.28M
Est. $3,960/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 2–4 bed houses within 1 mi · $4,525–$5,019
Blended 50/50 with the zip's market median ($4,047)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$6,763/mo short at 20% down; 95% down or +$8,783/mo rent closes it.
- Break-even price
- $421,273
- Break-even rent
- $13,146/mo
- Cashflow at 35% down
- −$5,403/mo
- Down payment to break even
- 95%
- Rate to break even
- Not reachable
68% under asking
$8,783/mo above the estimate
$1,233,100 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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