11771 Fantasia Ct
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11771 Fantasia Ct

Ctop 80%

Scripps Ranch, CA 92131

$1,379,000
NEW — 0d
STR: check · no permits on this tract · TOT 12.75%

1 licensed short-term rental within ½ mile (0 whole home), from the cities' license and permit lists of Nov 11, 2026.

None of the 181 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$7,374/mo full cashflow at 20% down, 7.43% rate.

Works at $418,828 (70% under asking), or at 98% down.

Rent $4,306/mo from 9 leases of 2–4 bed houses within 1 mi ($4,437–$4,708).

Beds

3

Baths

2.5

Sqft

1,850

Year Built

1997

Days on Market

0

Property Type

Single Family

HOA/mo

$99

MLS ID

260026805SD

This property is in Scripps Ranch (92131). View neighborhood stats →

About This Property

Ideally situated on a cul-de-sac, this thoughtfully refreshed home features dramatic two-story ceilings and walls of windows that flood the living spaces with natural light for an open feel while showcasing the home’s striking architectural design.The kitchen features crisp white cabinetry, a brand-new stainless steel built-in wall oven and microwave combination, along with a new gas cooktop. Fresh interior paint, stylish new wood-look plank flooring, contemporary LED lighting, and updated fixtures provide a fresh, modern feel. The spacious primary suite offers a comfortable sitting area, a generous walk-in closet, and an ensuite bath featuring a separate shower and soaking tub. Enjoy peek views of the canyon and surrounding mountains from this inviting retreat. A dedicated niche in the second-floor hallway provides an ideal space for work or study. The oversized two-car garage offers ample storage shelving. Conveniently located near Lake Miramar, Interstate 15, Trader Joe's, and an impressive selection of restaurants offering a variety of cuisines.

Mortgage Calculator

Est. Monthly Payment

$9,541

Principal & Interest$7,661
Property Tax$1,379
Insurance$402
HOA$99
%($275,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Scripps Elementary · grades K-5 · San Diego Unified

  • Middle

    Marshall Middle · grades 6-8 · San Diego Unified

  • High

    Scripps Ranch High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

4C
Est. Monthly Rent
$4,306

9 leases of 2–4 bed houses within 1 mi · $4,437–$4,708

Blended 50/50 with the zip's market median ($4,024)

Monthly Cashflow

Rent − PITIA

-$5,235
Full Cashflow

Incl. vacancy, PM, maint, capex

-$7,374

What would make this work?

$7,374/mo short at 20% down; 98% down or +$9,577/mo rent closes it.

Break-even price

70% under asking

$418,828
Break-even rent

$9,577/mo above the estimate

$13,883/mo
Cashflow at 35% down
−$5,938/mo
Down payment to break even

$1,351,420 cash

98%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$7,661
Cap Rate
0.44%
Cash-on-Cash
-32.09%
DSCR

Need ≥ 1.25 for DSCR loan

0.45

NOI (Annual)
$6,021
Price-to-Rent

Lower = better for investors

26.7

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$7,374/mo