1141 La Vida Court
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1141 La Vida Court

Btop 30%

Chula Vista, CA 91915

$775,000
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$3,229/mo full cashflow at 20% down, 7.43% rate.

Works at $354,693 (54% under asking), or at 80% down.

Rent $3,862/mo from 15 leases of 2–4 bed houses within 1 mi ($3,543–$3,777).

Beds

3

Baths

2.5

Sqft

1,335

Year Built

1996

Days on Market

55

Property Type

Single Family

HOA/mo

$250

MLS ID

PTP2607032

This property is in Chula Vista (91915). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to this stunning, recently remodeled home located in the highly desirable, gated community of La Vida within Eastlake Greens. This bright and open layout is flooded with natural light, showcasing upgraded flooring, contemporary recessed ceiling lights, and premium modern finishes throughout. The designer kitchen features updated cabinetry and countertops, seamlessly opening up to the main living area where you can relax by the fireplace. Upstairs, you will find three spacious bedrooms and beautifully upgraded bathrooms. Energy efficiency and modern comfort are built right in with an owned solar panel system and a whole-house water filtration system. Enjoy the private, attached two-car garage alongside an abundance of free community guest parking right outside your door. Situated just steps away from the scenic Enagic Golf Club at Eastlake, residents also enjoy premier access to resort-style community pools, parks, and sports courts. Best of all, this property carries no Mello-Roos, keeping your carrying costs low. Located within the boundaries of top-rated local schools and just minutes from premier shopping, dining, and entertainment. Do not miss this turnkey opportunity!

Mortgage Calculator

Est. Monthly Payment

$5,556

Principal & Interest$4,305
Property Tax$775
Insurance$226
HOA$250
%($155,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Arroyo Vista Charter · grades K-8 · Chula Vista Elementary

  • Middle

    Eastlake Middle · grades 7-8 · Sweetwater Union High

  • High

    Eastlake High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

37B
Est. Monthly Rent
$3,862

15 leases of 2–4 bed houses within 1 mi · $3,543–$3,777

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,694
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,229

What would make this work?

$3,229/mo short at 20% down; 80% down or +$4,193/mo rent closes it.

Break-even price

54% under asking

$354,693
Break-even rent

$4,193/mo above the estimate

$8,055/mo
Cashflow at 35% down
−$2,421/mo
Down payment to break even

$620,000 cash

80%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,305
Cap Rate
1.97%
Cash-on-Cash
-25.00%
DSCR

Need ≥ 1.25 for DSCR loan

0.70

NOI (Annual)
$15,240
Price-to-Rent

Lower = better for investors

16.7

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$3,229/mo