
11375 Paymogo
Dbottom 20%Rancho Peñasquitos, CA 92129
One license per person in San Diego: whether you can hold it depends on you, not only the home.
6 licensed short-term rentals within ½ mile (3 whole home), from the cities' license and permit lists of Nov 11, 2026.
Pass at asking: -$12,893/mo full cashflow at 20% down, 7.43% rate.
Works at $570,398 (75% under asking); even all cash loses money at asking.
Rent $5,689/mo from 10 leases of 3–5 bed houses within 1 mi ($5,303–$6,206).
Beds
4
Baths
3.5
Sqft
2,935
Year Built
1991
Days on Market
139
Property Type
Single Family
HOA/mo
N/A
MLS ID
260015380SD
This property is in Rancho Peñasquitos (92129). View neighborhood stats →
About This Property
Seller will consider a rate buy down. Inquire for details. Welcome to your private hillside oasis! Nestled at the end of an exclusive cul-de-sac in Rancho Peñasquitos, this custom luxury and award winning estate offers a rare blend of scale, privacy, and prestige on nearly 2/3 of an acre that's been cared for by just one owner. Zoned for the award-winning Poway Unified School District, this unique tri-level masterpiece spans nearly 3,000 sq. ft. of expertly designed living space. Step inside to a grand formal living and dining room, perfect for elegant entertaining and years of holiday memories. The heart of the home is the spectacular great room, featuring a dream kitchen equipped with an exquisite Viking stove (complete with a center griddle and dual convection ovens), a Sub-Zero fridge, and storage galore. This culinary space flows seamlessly into a casual family dining area, a welcoming family room, secondary den/game/flex space, and a private office. Designed for versatility, the main level also features a convenient bedroom and two full bathrooms: an ideal setup for guests, multi-generational living, a nanny or a caregiver. Upstairs offers ultimate daily convenience with the lovely primary suite with soaking tub ( tankless water heater to fill it), 2 more bedrooms, and the laundry area. The true *coup de grâce* is the resort-style backyard. Lose yourself in impeccably curated grounds featuring a sparkling pool with a water slide, a cascading rock waterfall, and a fully equipped outdoor kitchen.
Mortgage Calculator
Est. Monthly Payment
$15,399
Location
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Zoned Schools
Elementary
Rolling Hills Elementary · grades K-5 · Poway Unified
Middle
Black Mountain Middle · grades 6-8 · Poway Unified
High
Mt. Carmel High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,689
Comp Average
$5,851
9432 Hito Court
5bd / 3ba · 2,725 sqft · Single Family
$1.38M
Est. $5,593/mo
13136 Sierra Mesa
4bd / 3ba · 2,858 sqft · Single Family
$1.88M
Est. $6,254/mo

12260 Brassica
4bd / 3ba · 2,885 sqft · Single Family
$1.93M
Est. $5,976/mo
12749 Via Las Lenas
5bd / 3ba · 2,909 sqft · Single Family
$2.14M
Est. $5,762/mo
8576 Ridgefield Pl
5bd / 3.5ba · 2,651 sqft · Single Family
$2.35M
Est. $5,668/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of 3–5 bed houses within 1 mi · $5,303–$6,206
Blended 50/50 with the zip's market median ($5,435)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$12,893/mo short at 20% down; +$16,744/mo rent closes it.
- Break-even price
- $570,398
- Break-even rent
- $22,433/mo
- Cashflow at 35% down
- −$10,550/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
75% under asking
$16,744/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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