8576 Ridgefield Pl
Dbottom 20%Rancho Peñasquitos, CA 92129
Pass at asking: -$13,778/mo full cashflow at 20% down, 7.49% rate.
Works at $563,684 (76% under asking); even all cash loses money at asking.
Rent $5,646/mo from 15 leases of 4–6 bed houses within 1 mi ($5,047–$5,714).
Beds
5
Baths
3.5
Sqft
2,651
Year Built
2005
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
260026237SD
This property is in Rancho Peñasquitos (92129). View neighborhood stats →
About This Property
Welcome home to your own slice of paradise! Nestled on a coveted cul-de-sac, this single-story Park Village gem has been completely reimagined from top to bottom -- every inch remodeled with high-end finishes and appliances. Step inside to a rare, light-filled great room where the kitchen takes center stage, flowing effortlessly into family, dining, and living spaces made for gathering. La Cantina doors fold wide open to a backyard built for entertaining: sparkling pool, half basketball court, and room to spare -- including space to add an ADU. This is where memories are made, from quiet mornings to unforgettable parties under the stars. Homes like this don't come around often -- see the photos, watch the video, and come experience it in person. Size & Layout: 2,651 sqft | single-story home 5 bedrooms | 3.5 bathrooms | Office in primary suite | Great Room open floor plan with vaulted ceilings Recessed lighting added throughout home Lot & Outdoor Living: Quarter-acre cul-de-sac lot. Lot Size: 10,340 sq ft Swimming pool and outdoor entertainment space Half basketball court with potential for an ADU (subject to approval) Finished, insulated shed with electricity for additional storage Custom-Designed Kitchen: Completely rebuilt from the ground up Stained maple Shaker-style cabinetry Dual Fisher & Paykel refrigerators ILVE European range with pot filler Custom vent hood Taj Mahal quartzite countertops Oversized center island with seating Pass-through window connecting the kitchen to the backyard ASKO dishwasher XO wine refrigerator Fully Renovated Bathrooms: Every bathroom completely rebuilt from the studs Maple Shaker-style cabinetry New plumbing and electrical New tile, lighting fixtures, and hardware Flooring & Interior Finishes: Luxury vinyl plank (LVP) flooring throughout Tile flooring in bathrooms and laundry room Level 5 smooth interior wall finish Vinyl windows New sliding windows in the primary suite La Cantina doors opening to the backyard Smart Home Technology & Systems Alexa-controlled dimmable lighting Whole-home surround sound Ring security alarm and cameras Nest thermostat App-controlled pool equipment with new heater and color lighting Solar Systems Home Solar GC Electric / Panasonic system Installed March 2024 25-year warranty through 2049 Assumable solar loan Pool Solar Precision Solar system Installed 2023 Warranty through 2035 Assumable solar loan Exterior Improvements: Level 5 smooth Santa Barbara-style stucco finish Newly constructed gated front courtyard New gutters Black-painted fencing Extended three-car driveway New concrete in front and back Outdoor shower New pool equipment Refreshed landscaping with new sod and lighting Electrified storage shed Garage & Additional Features Garage interior completely drywalled and painted Epoxy garage flooring Whole-home alkaline water filtration system, serving every water source throughout the home New Samsung washer and dryer New water heater HOA & Mello-Roos No HOA fees No Mello-Roos assessments Community Amenities: Desirable Park Village Convenient to Highway 56, I-15 and major employers, shopping, restaurants, YMCA, fire & police stations, coastal and downtown destinations Nearby outdoor recreation: Penasquitos Creek Park, Penasquitos Canyon Preserve for hiking, biking and horseback riding trails Award Winning Poway Unified Schools: Park Village Elementary, Mesa Verde Middle and Westview High
Mortgage Calculator
Est. Monthly Payment
$16,167
Location
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Comparable Properties
5 comps foundThis Property
$5,646
Comp Average
$5,888
13293 Thunderhead
6bd / 4ba · 2,644 sqft · Single Family
$1.70M
Est. $5,724/mo
13136 Sierra Mesa
4bd / 3ba · 2,858 sqft · Single Family
$2.00M
Est. $6,214/mo

12260 Brassica
4bd / 3ba · 2,885 sqft · Single Family
$1.93M
Est. $6,016/mo
12749 Via Las Lenas
5bd / 3ba · 2,909 sqft · Single Family
$2.14M
Est. $5,882/mo
11375 Paymogo
4bd / 3.5ba · 2,935 sqft · Single Family
$2.25M
Est. $5,604/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
15 leases of 4–6 bed houses within 1 mi · $5,047–$5,714
Blended 50/50 with the zip's market median ($6,006)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$13,778/mo short at 20% down; +$17,893/mo rent closes it.
- Break-even price
- $563,684
- Break-even rent
- $23,539/mo
- Cashflow at 35% down
- −$11,315/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
76% under asking
$17,893/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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