1135 Via Vera Cruz
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1135 Via Vera Cruz

C

San Marcos, CA 92078

$1,429,000
NEW — 2d

Soft Appraisal Value: $1,403,300 · 1.8% above estimate

Beds

5

Baths

3

Sqft

2,883

Year Built

2003

Days on Market

2

Property Type

Single Family

HOA/mo

$178

MLS ID

260016405SD

This property is in San Marcos (92078). View neighborhood stats →

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About This Property

Welcome to this light filled 5 bedroom, 3 bath home in the prestigious gated community of Stone Canyon. A grand entry with soaring ceilings welcomes you inside, creating an open and inviting first impression. The thoughtfully designed floor plan offers both a formal living room and an open concept family room, providing flexible spaces for relaxing and entertaining. Fresh interior paint and brand new carpet throughout enhance the home's bright and inviting appeal. The open concept kitchen features a center island, granite countertops, and a casual dining area that flows seamlessly into the family room, creating an ideal space for everyday living and entertaining. A full bedroom and bathroom on the main level provide the perfect space for guests, multigenerational living, or a private home office. The upper level features four additional bedrooms plus a dedicated office, offering flexibility for today's lifestyle. Enjoy hillside, neighborhood, and sunset views from the second level. The spacious primary suite offers dual vanities, a soaking tub, a separate shower, and brand new LVP flooring in the primary bathroom. An attached 2 car garage plus a separate single car garage provides flexible space for additional parking, storage, or hobbies. Enjoy the privacy of a gated community while being just minutes from shopping, dining, parks, and highly rated schools. Exceptional opportunity to own in one of Stone Canyon's most desirable neighborhoods. Beautifully refreshed 5 bedroom, 3 bath home in the gated community of Stone Canyon featuring fresh interior paint and brand new carpet. Functional floor plan offers a full bedroom and bath on the main level, dedicated office upstairs, soaring ceilings, open concept living spaces, and a spacious primary suite. Enjoy hillside, neighborhood, and sunset views from the second level. Attached 2 car garage plus a separate single car garage. Conveniently located near shopping, dining, parks, and highly rated schools.

Mortgage Calculator

Est. Monthly Payment

$9,250

Principal & Interest$7,226
Property Tax$1,429
Insurance$417
HOA$178
%($285,800)
%

Location

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Investment Score

12D
Est. Monthly Rent
$6,032
Monthly Cashflow

Rent − PITIA

$-3,218
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,796

Mortgage (P+I)
$7,226
Cap Rate
1.20%
Cash-on-Cash
-24.34%
DSCR

Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$13,559

NOI (Annual)
$17,158
Price-to-Rent

Lower = better for investors

19.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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