630 Sonoma Street
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630 Sonoma Street

A

San Marcos, CA 92078

$899,000
NEW — 7d

Soft Appraisal Value: $896,500 · 0.3% above estimate

Beds

4

Baths

3

Sqft

2,052

Year Built

1999

Days on Market

7

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2605655

This property is in San Marcos (92078). View neighborhood stats →

About This Property

Rare opportunity to get into the highly sought-after Discovery Meadows neighborhood. And yes, this one needs some work. New carpet, fresh interior paint, A/C replacement, and yard cleanup are on the punch list. For the right buyer, that punch list is exactly the point. Priced to reflect its current condition, this 4-bedroom, 3-bathroom, 2,052 sq ft home with a 2-car garage delivers something far harder to find than a turnkey property: genuine upside in a premium location with zero HOA fees. Discovery Meadows is the kind of neighborhood people stay in for decades. Wide streets, a tight-knit community, and walking distance to Discovery Lake and scenic hiking trails make it a destination in its own right. All three assigned schools: Discovery Elementary, San Elijo Middle, and San Marcos High. These schools carry an A rating from Niche, making this one of North County's most compelling school districts for families. The location only gets stronger. Minutes from Cal State San Marcos, Kaiser Permanente Medical Center, the growing North City urban development, Costco, In-N-Out, and a weekly farmer's market, this is North County San Diego convenience at its best. Investors, owner-occupants, and families looking to buy into a top-rated school district while building instant equity: this is your window.

Mortgage Calculator

Est. Monthly Payment

$5,707

Principal & Interest$4,546
Property Tax$899
Insurance$262
%($179,800)
%

Location

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Investment Score

52B
Est. Monthly Rent
$4,872
Monthly Cashflow

Rent − PITIA

$-835
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,705

Mortgage (P+I)
$4,546
Cap Rate
2.46%
Cash-on-Cash
-18.05%
DSCR

Need ≥ 1.25 for DSCR loan

0.85
Break-even Rent
$8,384

NOI (Annual)
$22,095
Price-to-Rent

Lower = better for investors

15.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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