477 Village Greens
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477 Village Greens

C

San Marcos, CA 92078

$995,000

Beds

4

Baths

2.5

Sqft

1,931

Year Built

2023

Days on Market

47

Property Type

Single Family

HOA/mo

$283

MLS ID

260012688SD

This property is in San Marcos (92078). View neighborhood stats →

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About This Property

Why wait for new construction when you can move right into a home that's already complete? Built in 2022, this beautifully maintained home in the gated Mission Circle community offers all the benefits of newer construction without the wait, added costs, or unfinished landscaping. Designed for modern living, the flexible floor plan features three bedrooms upstairs plus a downstairs den or optional fourth bedroom, an upstairs laundry room, 2.5 bathrooms, and a spacious primary suite with dual closets. Energy-efficient solar panels generate enough electricity to comfortably power a small family's everyday needs, helping keep utility costs low while supporting a more sustainable lifestyle. One of Mission Circle's best features is how easily it blends convenience with tranquility. Just a short 2-3 minute walk from your front door, you'll find the community pool, spa, parks, playgrounds, BBQ areas, and dog park, yet the home itself is tucked away on a quiet street where you can truly unwind. With quick access to Highways 15 and 78, nearby shopping and dining, and the future 16.5-acre neighborhood park featuring pickleball, tennis, basketball courts, and more, this is a home that offers both immediate comfort and long-term lifestyle value. Move-in ready, energy efficient, and located in one of San Marcos' most desirable newer gated communities, this is the kind of home that lets you start enjoying life from

Mortgage Calculator

Est. Monthly Payment

$6,599

Principal & Interest$5,031
Property Tax$995
Insurance$290
HOA$283
%($199,000)
%

Location

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Investment Score

23D
Est. Monthly Rent
$4,478
Monthly Cashflow

Rent − PITIA

$-2,121
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,980

Mortgage (P+I)
$5,031
Cap Rate
1.27%
Cash-on-Cash
-24.00%
DSCR

Need ≥ 1.25 for DSCR loan

0.68
Break-even Rent
$9,647

NOI (Annual)
$12,611
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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