11240 Provencal Place
1 / 20

11240 Provencal Place

D

Rancho Bernardo, CA 92128

$709,000

Beds

2

Baths

2

Sqft

1,068

Year Built

1991

Days on Market

46

Property Type

Condo

HOA/mo

$417

MLS ID

260007059SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

Virtual Tour

About This Property

Don't miss this opportunity, 709K for this unit is the deal of the month! Welcome to this beautifully appointed 2-bedroom, 2-bath to condominium ideally situated in the heart of Rancho Bernardo. This light-filled corner unit offers privacy, tranquility, and picturesque park-like views within a desirable gated community. Thoughtfully designed for both comfort and style, the home features rich wood flooring, custom window treatments, and a spacious living area anchored by a newly updated fireplace-perfect for relaxing evenings at home. The kitchen is equipped with a new Samsung induction stove and cooktop, blending modern efficiency with sleek design. Enjoy seamless indoor-outdoor living with two private patios-one off the living room, ideal for entertaining or morning coffee, and another off the primary bedroom, creating a peaceful retreat. The guest bathroom has been newly remodeled and includes the added luxury of a bidet, while both bedrooms offer comfortable storage accommodations and ample natural light. Residents enjoy access to a community pool set within lush, well-maintained grounds. Ideally located just minutes from an array of restaurants, cafes, theaters, and shops, with convenient access to the 56 and 15 freeways, this home offers the perfect blend of convenience and lifestyle. Located within the highly sought-after Poway Unified School District, this is an exceptional opportunity to own in one of North County San Diego's most desirable communities.

Mortgage Calculator

Est. Monthly Payment

$4,918

Principal & Interest$3,585
Property Tax$709
Insurance$207
HOA$417
%($141,800)
%

Location

Loading map...

Investment Score

20D
Est. Monthly Rent
$2,794
Monthly Cashflow

Rent − PITIA

$-2,124
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,358

Mortgage (P+I)
$3,585
Cap Rate
0.39%
Cash-on-Cash
-28.41%
DSCR

Need ≥ 1.25 for DSCR loan

0.57
Break-even Rent
$7,154

NOI (Annual)
$2,731
Price-to-Rent

Lower = better for investors

21.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator