11168 Kelowna Rd San Diego

11168 Kelowna Rd San Diego

D

, CA 92126

$560,000

Beds

2

Baths

2

Sqft

964

Year Built

1982

Days on Market

30

Property Type

Condo

HOA/mo

$480

MLS ID

260002472SD

Description

Renovated in 2023, this bright 2-bedroom, 2-bath condo is ideally situated on the second level, offering abundant natural light throughout. The open floor plan features a fully upgraded kitchen and beautifully remodeled bathrooms with shaker cabinetry and quartz countertops. The spacious primary bedroom includes a private ensuite, while in-unit laundry adds everyday convenience. Enjoy the community pool, one covered assigned parking space plus ample guest parking, and close proximity to shopping, dining, schools, parks, hiking trails, and Sorrento Valley. Affordable, practical, and truly move-in ready—this home offers the perfect balance of comfort, tranquility, and accessibility.

Mortgage Calculator

Est. Monthly Payment

$4,035

Principal & Interest$2,832
Property Tax$560
Insurance$163
HOA$480
%($112,000)
%

Investment Score

6D
Est. Monthly Rent

Market Rent Estimate

$2,775
Monthly Cashflow

Rent − PITI − HOA

$-1,260
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,365

Mortgage (P+I)
$2,832
Cap Rate
1.00%
Cash-on-Cash
-13.50%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.98
Break-even Rent
$4,035

NOI (Annual)
$5,605
Price-to-Rent

Lower = better for investors

16.8

* Defaults: 20% down, 6.5% rate, 30yr.

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