10296 Black Mountain Rd
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10296 Black Mountain Rd #220

D

San Diego, CA 92126

$325,000

Beds

1

Baths

1

Sqft

525

Year Built

1978

Days on Market

78

Property Type

Condo

HOA/mo

$530

MLS ID

260001874SD

This property is in San Diego (92126). View neighborhood stats →

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About This Property

**Lowest priced 1/1 in MIRA MESA**Welcome to this light-filled upper-level condo featuring soaring vaulted ceilings and tasteful upgrades throughout. The interior showcases upgraded LVP flooring, fresh new paint and abundant natural light that enhances the open, airy feel. The kitchen has been refreshed with a newly installed garbage disposal,stove,sink,faucet and more...offering a functional layout ideal for everyday living. Located within the serene Quail Creek community, this home is surrounded by lush pine trees and set in a private, peaceful environment. Community amenities include a shared laundry room, pool and spa, as well as tennis and pickleball courts for an active lifestyle. Conveniently situated just minutes from Miramar College, shopping, dining, and with easy access to major highways, this condo offers a perfect blend of tranquility and accessibility.

Mortgage Calculator

Est. Monthly Payment

$2,593

Principal & Interest$1,643
Property Tax$325
Insurance$95
HOA$530
%($65,000)
%

Location

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Investment Score

4D
Est. Monthly Rent
$2,021
Monthly Cashflow

Rent − PITIA

$-572
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,308

Mortgage (P+I)
$1,643
Cap Rate
1.24%
Cash-on-Cash
-24.15%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.78
Break-even Rent
$3,720

NOI (Annual)
$4,024
Price-to-Rent

Lower = better for investors

13.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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