10973 Tobago Road

10973 Tobago Road

D

San Diego, CA 92126

$1,089,900
NEW — 5d on market

Soft Appraisal Value: $1,078,500 · 1.1% above estimate

Beds

4

Baths

2

Sqft

1,558

Year Built

1972

Days on Market

5

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2602786

Description

Situated in the heart of Mira Mesa, 10973 Tobago Road offers a wonderful opportunity to create a home that truly reflects your style. Built in 1971 and offering approximately 1,600 square feet, this single-story residence features 4 bedrooms, 2 bathrooms, and a comfortable layout with great natural flow. Set on a spacious 7,200 square foot lot, the property provides plenty of room to enjoy both indoor and outdoor living. The backyard backs to a peaceful canyon setting, offering added privacy and a natural backdrop that makes the space feel open and serene. Inside, the home features generously sized living areas filled with natural light, along with a floor plan that lends itself well to thoughtful updates over time. Whether you are looking to move right in and personalize gradually or design your ideal space from the start, the possibilities are there without feeling overwhelming. Located in the desirable Mira Mesa community, you are just minutes from parks, schools, shopping, dining, and convenient freeway access, making everyday living both easy and connected. A great opportunity to put down roots in a central San Diego neighborhood and create something special.

Mortgage Calculator

Est. Monthly Payment

$6,919

Principal & Interest$5,511
Property Tax$1,090
Insurance$318
%($217,980)
%

Investment Score

3D
Est. Monthly Rent
$4,112
Monthly Cashflow

Rent − PITI − HOA

$-2,807
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,661

Mortgage (P+I)
$5,511
Cap Rate
0.94%
Cash-on-Cash
-25.66%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.59
Break-even Rent
$10,165

NOI (Annual)
$10,201
Price-to-Rent

Lower = better for investors

22.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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