10198 Caminito Zar

10198 Caminito Zar

D

San Diego, CA 92126

$690,000
NEW — 4d on market

Soft Appraisal Value: $679,900 · 1.5% above estimate

Beds

3

Baths

1.5

Sqft

1,264

Year Built

1975

Days on Market

4

Property Type

Condo

HOA/mo

$490

MLS ID

260006982SD

Description

Remodeled and expanded kitchen in November 2025; cupboards, appliances, fixtures, paint, quartz counters, new shaker-style cabinets, backsplash, lighting flooring. Removed some upper cabinets to open up the space and expanded the breakfast bar into the dining nook. Bright, open and spacious! Bathooms remodeled in November 2025. Dual vanity, shower-in-tub. Oversized bedrooms. All bedrooms are upstairs. Vinyl slider and windows. Private fenced patio - perfect for relaxation and entertaining! Laundry room off the patio, two dedicated parking spots. Two pools and spas, water is included in HOA fee. VA and FHA spot approval available, too! Superb accessibility for all that the I-15 corridor offers: Miramar Lake, multiple restaurants and movie theater, shopping, Miramar College, Hourglass Community Park, Aquatic Center, Home Depot , Arc & Kin Coffee Shop. Easy freeway access and close to get onto MCAS Miramar to beaches to downtown for sports and concerts. Welcome to Mira Mesa!

Mortgage Calculator

Est. Monthly Payment

$4,870

Principal & Interest$3,489
Property Tax$690
Insurance$201
HOA$490
%($138,000)
%

Investment Score

3D
Est. Monthly Rent
$3,280
Monthly Cashflow

Rent − PITI − HOA

$-1,590
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,919

Mortgage (P+I)
$3,489
Cap Rate
0.99%
Cash-on-Cash
-25.39%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.67
Break-even Rent
$7,071

NOI (Annual)
$6,835
Price-to-Rent

Lower = better for investors

17.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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