10198 Caminito Zar
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10198 Caminito Zar

A

San Diego, CA 92126

$649,000

Soft Appraisal Value: $661,900 · 1.9% below estimate

Beds

3

Baths

1.5

Sqft

1,264

Year Built

1975

Days on Market

95

Property Type

Condo

HOA/mo

$490

MLS ID

260006982SD

This property is in San Diego (92126). View neighborhood stats →

Virtual Tour

About This Property

VA Spot approved! Need 3 bedrooms? Laundry? Dedicated parking? This is the condo! Remodeled and expanded kitchen in November 2025; Sellers spent $30K! Cupboards, appliances, fixtures, paint, quartz counters, new shaker-style cabinets, backsplash, lighting flooring. Opened up the space and expanded the breakfast bar into the dining nook. Bright, open and spacious! Bathooms remodeled in November 2025. Dual vanity, shower-in-tub. Oversized bedrooms. All bedrooms are upstairs. Vinyl slider and windows. Private fenced patio - perfect for relaxation and entertaining! Laundry room off the patio, two dedicated parking spots. Two pools and spas, water is included in HOA fee. VA and FHA spot approval available, too! Superb accessibility for all that the I-15 corridor offers: Miramar Lake, multiple restaurants and movie theater, shopping, Miramar College, Hourglass Community Park, Aquatic Center, Home Depot , Arc & Kin Coffee Shop. Easy freeway access and close to get onto MCAS Miramar to beaches to downtown for sports and concerts. Welcome to Mira Mesa!

Mortgage Calculator

Est. Monthly Payment

$4,610

Principal & Interest$3,282
Property Tax$649
Insurance$189
HOA$490
%($129,800)
%

Location

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Investment Score

46B
Est. Monthly Rent
$3,635
Monthly Cashflow

Rent − PITIA

$-975
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,352

Mortgage (P+I)
$3,282
Cap Rate
1.72%
Cash-on-Cash
-21.74%
DSCR

Need ≥ 1.25 for DSCR loan

0.79
Break-even Rent
$6,689

NOI (Annual)
$11,161
Price-to-Rent

Lower = better for investors

14.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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