10935 Summerdale Way
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10935 Summerdale Way #281

C

San Diego, CA 92126

$469,000
NEW — 7d

Beds

1

Baths

1

Sqft

561

Year Built

1988

Days on Market

7

Property Type

Condo

HOA/mo

$320

MLS ID

260011896SD

This property is in San Diego (92126). View neighborhood stats →

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About This Property

Beautifully renovated first-floor end unit with over $90,000 in upgrades. This stunning home features brand new quartz countertops, shaker-style cabinetry with a designer tile backsplash, an upgraded sink with a pull-down faucet, and updated lighting throughout. The thoughtful renovation seamlessly blends contemporary comfort with warm design details, creating a bright, elegant, and highly functional living space. The customized living room showcases a floor-to-ceiling built-in entertainment wall with abundant storage and dedicated TV space, adding both style and practicality. Soft under-cabinet ambient lighting and generous hidden storage create a clean, modern look while maximizing space efficiency. The spa-inspired bathroom features a walk-in frameless sliding shower with floor-to-ceiling tile and upscale modern fixtures. A custom vanity with a dedicated seating area provides the perfect space for makeup or getting ready - an exceptional feature you won’t find anywhere else in the complex. The central air conditioning and heating system ensures year-round comfort, providing efficient cooling and heating with quiet operation. The complex is FHA and VA approved, offering excellent financing flexibility for qualified buyers.

Mortgage Calculator

Est. Monthly Payment

$3,297

Principal & Interest$2,372
Property Tax$469
Insurance$137
HOA$320
%($93,800)
%

Location

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Investment Score

32C
Est. Monthly Rent
$1,912
Monthly Cashflow

Rent − PITIA

$-1,386
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,216

Mortgage (P+I)
$2,372
Cap Rate
0.40%
Cash-on-Cash
-28.35%
DSCR

Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$4,790

NOI (Annual)
$1,865
Price-to-Rent

Lower = better for investors

20.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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