1092 Hidden Vale Drive

1092 Hidden Vale Drive

D

Vista, CA 92081

$935,000
NEW — 6d on market

Soft Appraisal Value: $919,800 · 1.7% above estimate

Beds

3

Baths

2

Sqft

1,379

Year Built

1980

Days on Market

6

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2602747

Description

Nestled on a quiet cul-de-sac in a very desirable Vista neighborhood, this well-maintained single-story home offers comfort, functionality, and privacy just minutes from the 78 freeway. The interior features tile and luxury vinyl plank flooring, recessed lighting, dual-pane windows, and plantation shutters. A cozy fireplace anchors the living room, while the kitchen offers rich wood cabinetry, ample storage, and an efficient layout. The home includes 3 bedrooms and 2 bathrooms, including a spacious primary suite with dual closets. The finished 2-car garage adds valuable flex space for parking, storage, hobbies, or a workshop. Outside, enjoy a private backyard with covered patio, spa area, landscaped pathways, and multiple spaces for relaxing or entertaining. The expansive side yard offers gated RV parking with hookups plus extra room for vehicles, toys, or storage. Set on a generously sized lot with usable outdoor space and subtle hillside views, this is a rare opportunity in one of Vista’s most sought-after areas.

Mortgage Calculator

Est. Monthly Payment

$5,936

Principal & Interest$4,728
Property Tax$935
Insurance$273
%($187,000)
%

Investment Score

3D
Est. Monthly Rent
$3,747
Monthly Cashflow

Rent − PITI − HOA

$-2,189
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,830

Mortgage (P+I)
$4,728
Cap Rate
1.15%
Cash-on-Cash
-24.58%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$8,721

NOI (Annual)
$10,776
Price-to-Rent

Lower = better for investors

20.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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