2325 Verano Way

2325 Verano Way

D

Vista, CA 92081

$649,000
NEW — 3d on market

Soft Appraisal Value: $645,600 · 0.5% above estimate

Beds

2

Baths

2.5

Sqft

1,183

Year Built

2020

Days on Market

3

Property Type

Condo

HOA/mo

$358

MLS ID

260007179SD

View on MLS

Description

Why rent when you can own? This upgraded, newer home offers an extraordinary opportunity to assume a rare 2.5% interest rate loan—helping significantly reduce your monthly payment while making homeownership far more attainable. Start building equity in a prime location that delivers Carlsbad-adjacent living without the Carlsbad price, all while securing a below-market rate that makes this home an exceptional value in today’s market. Located in a gated community within the highly regarded San Marcos School District, this home delivers the convenience and lifestyle buyers want. Enjoy walkable access to Starbucks, Target, dining, and everyday shopping, plus quick access to Bressi Ranch, Carlsbad beaches, LEGOLAND, Encinitas, and major employment hubs. Inside, the bright open-concept layout is designed for modern living. The kitchen features white cabinetry, quartz countertops, and a custom island with seating—perfect for gathering and entertaining. Durable laminate plank flooring enhances the main level, while upstairs, two spacious bedrooms each offer en-suite baths, providing flexibility for guests, roommates, or work-from-home setups. Additional highlights include smart home features and a two-car garage with epoxy flooring and overhead storage. Community amenities include a pool, spa, clubhouse, playground, and dog park—everything you need right at home. This is more than a condo—it’s a smart investment in both lifestyle and long-term savings.

Mortgage Calculator

Est. Monthly Payment

$4,478

Principal & Interest$3,282
Property Tax$649
Insurance$189
HOA$358
%($129,800)
%

Investment Score

5D
Est. Monthly Rent
$3,430
Monthly Cashflow

Rent − PITI − HOA

$-1,048
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,377

Mortgage (P+I)
$3,282
Cap Rate
1.67%
Cash-on-Cash
-21.98%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.77
Break-even Rent
$6,518

NOI (Annual)
$10,851
Price-to-Rent

Lower = better for investors

15.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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